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high-powered money (E5, G2)<br />Currency, bankers' balances at a CENTRAL BANK and other eligible reserve assets of deposit banks. An increase in the supply of this money permits a multiple expansion of bank deposits because of the operation of the MONEY MULTIPLIER, e.g. a central bank in an open market operation buys bonds from the public thereby increasing the amount of cash available to banks.<br /><em>See also:</em> fractional reserve banking

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law of value (DO, P1)<br />The mechanism in a CAPITALIST SOCIETY for distributing total LABOUR POWER between branches of production via the prices of products. A consequence of the law is that the pattern of investment is determined according to the deviation of specific rates of profit from the average rate of profit.
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<strong>Automated Clearinghouse (ACH)</strong> – An overnight method of transferring funds electronically via the Federal Reserve.

static gains from trade (F1)<br />The immediate benefits to a country and to factors of production of engaging in international trade. The gains include an improved TRADE BALANCE and higher profits through more specialization.<br /><em>See also:</em> dynamic gains from trade
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<strong>DESE</strong> – Department of Elementary and Secondary Education, the Missouri state agency overseeing the state' s elementary and secondary public school systems as well as the A+ Program.

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the major decisions are made distinguishes one country's system sharply from another. In Japan, the enterprise level is very important; in Germany, the industrial level. In the USA, the parties produce a legally enforceable contract; in the UK, a framework for individual employment contracts.<br /> Collective bargaining makes possible the collective provision of workplace 'public goods', e.g. safety, conditions, lighting, heating, speed of the production line, grievance procedures, pension plans. It permits the individual to express his or her own preferences without the danger of being sacked. Also it helps to change the social relations of the workplace, bridging the gap between labour and capital, by making possible the enforcement of labour contracts.<br /><em>See also:</em> exit-voice <br /><em>Reference</em><br />Bean, R. (1985) Comparative Industrial Relations: an Introduction to Cross-national Perspectives, London: Croom Helm.<br /> Clegg, H.A. (1976) Trade Unionism under Collective Bargaining. A Theory Based on Comparisons of Six Countries, Oxford: Basil Blackwell.<br /> Coddington, A. (1968) Theories of the Bargaining Process, London: Allen & Unwin. Kochan, T.A. (1980) Collective Bargaining and Industrial Relations, Homewood, IL: Irwin.<br /> - (1986) The Transformation of American Industrial Relations, New York: Basic Books.<br /> Sisson, K. (1987) The Management of Collective Bargaining. An International Comparison, Oxford: Basil Blackwell.
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<strong>INS</strong> – The U.S. Immigration and Naturalization Service. On March 1, 2003, the INS transitioned into the Department of Home Security (DHS) and was renamed the U.S. Citizenship and Immigration Services (USCIS).
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asymmetric information (DO, Ll)<br /> Information possessed by one side of a market only. If, for example, buyers but not sellers have relevant information, they will be at an advantage. In labour markets, employers usually know more about the present and future financial state of their firms than trade unions and thereby have a bargaining advantage in wage negotiations. This view of information has also been incorporated into models of industrial organization and of the valuation of PUBLIC GOODS.<br /><em>See also:</em> lemons market
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minimum reserve requirements (F3)<br />A form of exchange control that aims to reduce the impact on domestic liquidity of a foreign currency inflow.
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recession (E3)<br />1 A phase of the business cycle which succeeds a boom and precedes a trough.<br /> 2 A six-month fall in GROSS DOMESTIC PRODUCT according to the NATIONAL BUREAU OF ECONOMIC RESEARCH of Washington, DC.

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A share (G1, G2)<br />1 A Chinese stock market share payable in the Chinese currency, the renminbi.<br /> 2 Usually a non-voting share of the equity capital of a UK company. These shares have been created to enable the founders of a company to retain controL A shares trade at lower prices than B shares as they are useless to other companies attempting to gain control of the company. Gradually these shares have been accorded voting rights as the London Stock Exchange regards them as unfair.

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Pozycjonowanie strony internetowej to zabieg majacy na celu wypromowanie witryny na jak najwyzsze miejsce w wynikach wyszukiwania. pozycjonowanie stron Oferujemy Panstwu skuteczne pozycjonowanie stron internetowych w wyszukiwarce Google.

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<strong>Cohort Default Rate (CDR)</strong> – As defined within 34 CFR 668.181</strong> – 668.198 (subpart M), the percentage of Stafford Loan borrowers who default before the end of the fiscal year following the fiscal year in which they entered repayment on their loans. The U.S. Department of Education calculates this rate annually for each school participating in the federal student loan programs. The most recent period for which final CDRs have been published is 2004. Schools may also obtain their draft CDR for 2005.
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<strong>ISIR</strong> – Institutional Student Information Record, the electronic output record provided to the school by the CPS that includes information provided by the student on the FAFSA. The ISIR contains the student' s EFC and the results of federal database matches.

<strong>Bursar, or Business Office</strong> – The institutional office that is responsible for the billing and collection of school charges.
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consumer credit (G2)<br />Credit granted by banks, finance houses and other financial institutions usually to purchase CONSUMER DURABLES. The volume of this credit can be controlled by altering its price, i.e. by changing interest rates or the minimum size of initial deposits.
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diminishing returns law (D2)<br />The decline in output which occurs as successive units of a variable factor of production are applied to a fixed factor. The most familiar example was the application of increasing amounts of labour to a fixed amount of land with the consequence that the MARGINAL PRODUCT of labour declined. This view of agricultural production was central to much of CLASSICAL ECONOMICS, including RICARDO'S model of the economy. The US economist Henry Charles Carey (1793-1879) was one of the few economic writers of the nineteenth century to argue that in a developing economy cultivation can proceed from the least to the most fertile land bringing about increasing returns.<br /><em>See also:</em> returns to scale <br /><em>Reference</em><br />Carey, H.C. (1848) The Past, The Present and The Future, Philadelphia: Carey & Hart.

bulldog issue (G1)<br />A long-term sterling bond issue, mostly purchased by UK INSTITUTIONAL INVESTORS.
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