Court, defended his father for his son. Sen newspaper correspondent photo
tears like an 8-year-old boy.
yesterday, Yuan Shuai advances the use of 4 million yuan credit card, credit card fraud for allegedly trial. Lao Yuan as his father defended his son, he insisted that he had told the bank, not the son of repayment ability, but the banks do not care about knowing the risk should bear responsibility.
>> pre-trial interview
overdraft that cool
Lao Yuan and the banks of the credit card.
2007, during a unit when the sound engineer's first contact with credit card Shuai Yuan, Minsheng Bank's credit card with a bunch of promoters list of home, he and his colleagues were filled with material, Yuan Shuai Since then, the first with their credit card. So far, Yuan Shuai have lost count of the first credit card to get in a few months.
At that time, three or four thousand Yuan Shuai monthly salary, while the amount of this credit card is straight brush 2 million, 2 million installments, a total of overdraft limit of 4 million. The figures in millions of Yuan Shuai quickly made sense, he can not spend time at the end of each month salary, pestering my mom grinding grumble entangled in a limited purse money.
cool card spending followed one after another awkward for him to China Merchants Bank, CITIC Bank, Guangdong Development Bank, Bank of China, Industrial and Commercial Bank of China Bank of Beijing and the credit card, these cards can range from overdraft , from 3,000 yuan to 1 million have, it makes more and more in love with Yuan Shuai credit card to eat, entertainment, shopping sense, he has bought three installments laptop on the ground just think some do not easy to use, with the unfamiliar environment to sell and buy new.
parents pay the bill to be worn down
credit card spending to bring the cool with corresponding vigor, began to receive a monthly bank statement. Yuan Shuai never put the bill seriously.
before 2008, Yuan Shuai Shangqie monthly wages and consumption is roughly equal to the amount, if the super, he took to the father pleaded, Spoiled by their parents because of childhood, and he will be meeting the basic requirements.
2008 年 8 months, Yuan Shuai because relationships do not like the original unit resigned in vocational school, he began to find another job, do some sort of selling tickets on behalf of temporary work. Without a stable income, but consumption remains high Yuan Shuai.
Lao Yuan felt the pressure of the bill is the beginning of 2008. It is understood that 80 years from the last century Lao Yuan since resigned from a publishing house alone,
tory burch wedge, has not been a big improvement, now do something on their own models of ancient buildings make money, and are . His wife was originally a hospital cashier, only a monthly pension now two thousand dollars. Old married couple with a small income save the pension money, but never in daily losses to a son on expenses, as long as the Yuan Shuai mouth with my parents to the basic will be met. Lao Yuan son felt a little dependent on their parents, but not out of trouble. Although the love of friends, and love go out to play, but the students the impression that friends are good Shuai Yuan, so the son is quite satisfactory.
Lao Yuan said, has lost count of how many bank statements received, but every time I see are a large number. Since then, he and his wife lived a nightmare for the day, the son of an old married couple began to spend their savings go and pay back the money.
In addition, because the Yuan Shuai's Minsheng Bank overdraft 41,000 yuan is not on the cards, every day they received a reminder call two or three banks, other banks in the dunning calls and collection letter, lawyer's letter also continue to come to them almost all day and night.
from May 2008 to January 2009, Lao Yuan Minsheng Bank only for the son to repay a total of 43,100 yuan. He put all the repayment records are in a little of this, the total number of about 10 million, far beyond the family income. As of last January 2, Lao Yuan no ability to repay a penny of his son.
this risk to the bank
Lao Yuan Quanguo son many times, but to no avail. Yuan Shuai described himself at that time, All credit cards are also under the broken stick.
helpless Lao Yuan in November 2008 to seven banks were sent a registered letter, the letter shows that he is the holder Yuan Shuai's father, the son of a spendthrift, there is no source of income, can also on arrears, parents continue to pay back the money But these letters have not been any bank's response. Same thing for his son, also pay back the money when the bank teller said, but the other told him,
suspect was arrested
last December 23, Minsheng Bank report, the Yuan Shuai by police on suspicion of credit card fraud away. Prosecutors accuse, from February 2008 to December 2009, Yuan Shuai Minsheng Bank's credit card use credit card spending, cash totaling 4 million yuan, more than three months after repeated collection is still owed restitution. Yuan Shuai actions are a credit card fraud. It is reported that the 7 Yuan Shuai overdraft credit card about a total of more than 20 million. Lao Yuan has for his son also had a 10 million yuan of credit card debts, as other banks did not report, the current charges amounted to only 4 million yuan Minsheng Bank.
Yuan Shuai was arrested after his girlfriend at the time had come up with 30,000 yuan money back to banks, Lao Yuan Minato no remaining 1 million yuan. Yuan who are in the detention center commander gave his father wrote, begged his father
>> trial scene
bank accused of approving strict
Yesterday, Lao Yuan dressed, with a lot of material to the court, to be a son of the defender.
Credit is also owed money to his son, it is not stipulated in the judicial interpretation of At the same time,
tory burch flip flop, he has repeatedly son did not reflect the banks ability to repay, the bank should take steps to no one ignored, the banks should be responsible for their own losses.
Speaking of excitement Department, Lao Yuan waved a stack of bank statements, angrily shouted: , Lao Yuan and his son agreed to be questioned in the process of credit card and banking lax review of the issue. Yuan Shuai said that in 2008, he had to resign in case of no work, there is a special card company to do work to help him prepare false information to Bank credit card.
pay back the money his son asks the father refused
which the prosecutor explained that the credit card Yuan Shuai's Minsheng Bank overdraft money in 2009, is spending his installment in 2008 When the balance, not the banks do not take measures to expand the issue of loss, the money has been consumed in advance. In addition,
tory burch on sale, the Minsheng Bank has received a registered letter sent by Lao Yuan, also needs further verification.
adults, this card is my run, my money is spent, closed ah. evidence to overthrow me, and I have this lawsuit Zaguomaitie play in the end! Yuan Shuai sighed shaking his head after the court, but he does not hate his father said, let him driving a taxi to go quickly.
the court will choose a sentencing date.
■ Interrupted
some banks to freeze the account agent
Yesterday, the reporter called the Minsheng Bank Credit Card Center, asked if the cardholder may be able to adjust the amount of freezing or cancellation of accounts. Staff that can,
tory burch flip flops, but need an agent first pay off the arrears of the cardholder account and submit appropriate documents, including the application of agency business, agents and the relationship between the cardholder and the account of this proof of identity card, the bank call center application is accepted, submit the audit department review process, the whole process takes about a few business days.
and Merchants Bank Credit Card Centre's staff, said the bank must be adjusted by the amount of the cardholder, the freezing or cancellation of account operations, to review the more stringent the issuing of a fixed work, economic independence grant applications for talent, so cardholders have the final say their own economic capacity should be. But if there are problems with payment, you can feedback to the back-end departments, and they are verified, if true,
tory burch bags, could amount to adjust.
reporter Wang Qiu
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