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* Report lost or stolen cards immediately to your bank. In some cases, you may be required to give a statement to the police or a written confirmation of loss of your card.
* Only give your credit card number over the phone to companies you are sure to be known, trustworthy companies – including your credit card company,abercrombie sweats, banks, major cell phone companies, etc.
Protect Yourself From Credit Card Fraud
Criminals tirelessly and creatively come up with new ways to scam hard-working Americans, most commonly through credit cards. They steal the data on the magnetic strip with skimming equipment, produce counterfeit cards and make purchases pretending to be the victim in stores and on the internet.
* Before signing a receipt for a purchase with your card,Hogan shoes women, always pay attention to the amount charged for the purchase. Always keep copies of receipts and slips, confirming the transaction for purchases and cash withdrawals at ATMs.
* Make sure your card is returned to you after a transaction – that includes from an ATM.
One of the most common ways these criminals are able to obtain a person’s information is through ATMs. Using special readers attached to the swiping part of the ATM, they are able to steal all of the card information while a user is using the ATM. They also get the PIN by attaching a hidden camera which records the user’s hand.
If you are in need of help with your credit cards, personal loans, and medical bills. Debt Free Counselor is there to help. They give free consultations to people in heavy credit debt and are always glad to answer any questions they may have. Call today for a free consultation – (877) 479-4545 or visit DebtFreeCounselor.com for more information.
* If possible, try not to let your card out of sight during a transaction.
* Rewrite your card number and telephone customer service center – this information may be useful to you in case of loss or theft of the card. Keep this information in a safe place
* Sign the card on the signature line, located on the back of the card
* Protect your card just like you would cash. Do not forget it in the car, bar or nightclub.
When using your card
While payment systems are developing new and effective methods to counteract fraud, you can already do a lot for this. Please use the following advice and recommendations on necessary security measures immediately after receiving a new credit card:
* Never write your PIN – memorize it.
* You should always know who has access to your cards. If your card is also used by somebody in your family (spouse, children or parents), with or without your knowledge, you still bear responsibility for its purchase or cash withdrawal transactions.
* Always check your account statement, especially after returning from a trip.
* Never disclose your PIN to anybody. Remember that you do not have to tell any representatives of the bank, law enforcement agents or cashiers. Only the cardholder should know the PIN.
* If you’re on the phone and feel the pressure of a sales call, be alert. Do not disclose you credit card number until you’ve decided you will be making a purchase and you know the company is trustworthy.
* When creating your PIN, avoid obvious, easily anticipated digital combinations – for example,Nike air max, such as the end of your phone number,monster headset, date of your birthday,tennis racquets for sale, etc.
Although banks and card systems are working together to introduce new and more secure card technologies – such as smart cards – which require PIN activation on the actual card, you must still be more aware of the different types of techniques criminals have set up for unknowing citizens. Knowledge is the best protection.
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If Justice Is Not Always an OutcomeMany of us would have hoped that the British government would not have jump on the American political bandwagon against Julian Assange but would have been more just and fair. But the might of America and its alliance seems to be more convincing to the UK government than justice and fairness. Winston Churchill once said that, "The whole history of the world is summed up in the fact that, when nations are strong, they are not always just, and when they wish to be just, they are no longer strong." How true it is? Is mighty America still just and fair? Does its flexing of its political muscles on a single individual (Julian Assange) who represents freedom of expression talk anything about justice and fairness?But justice is not always an outcome, as seen by the reactions of the British government towards Julian Assange who surrender voluntarily. So it needs the British justice system to provide a balance to the imbalance of political group thinking. UK as an ally wants to please its American political partner. But is it at the cost of justice and fairness? Do political alliances override justice and fairness? So, though many of us in the world would have hoped the British government to be more just and fair to Julian Assange, it did not turn out to be so. The dispensing of justice and fairness is now left to the British justice system which so far seems to be independent of political influence.