Rent a chamber and 10-year pledge as 10 years whic

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rental housing and 10-year mortgage for 10 years which is also cost-effective?
Shao paragraph translation
Happy Money Tour Academy www.kuailelicai.com

I August 22
Tencent blog in one story promulgated on the .qq.com/qzone/622000588/1282451801.htm is clicked more than 70 milliin seasons. Many readers a broad scope of issues, the following
have a saying than out of good or bad. In approximation, not only simple to calculate the economic accounts, and to calculate the future price actions and the opportunity cost of each person. -
many people can not see through the housing bubble,GHD Kiss Styler, in the end what is a bubble? Bubble in the end be? I'll give you a very simple identification method: the cover of the house a year ago has yet to live if the person is foam. Because the house is accustomed to alive people. A year ago did not have a house to live in is a bubble, there are two that do not live in one house are two bubbles, and so on. When that bubble explode it be? Master the climate of a house to live a bubble is broken, two empty houses to live in either the Master of the bubble is broken. So the house As long as housing prices drop, that many people can not afford to buy a house buy a house to live, and the incipient people can live in a small house to spend the same money alive in a big house. Then the bubble to explosion. -
In truth, ashore the In additional words, this is cost-effective reference to the trend of the next 10 years, with house prices the opportunity spend of each person to their ratio. -
the first case: if you have ample money in the bank and only to the bank, while the next 10 years the price is steadily . Then you should now buy a house. -
example: in Beijing, now the mart merit of 1 million yuan to rent a house rent of 2,500 yuan monthly, and one million yuan fixed deposit interest income to the bank is only 1875 yuan per month. Obviously it pays to buy a house. -
second case: For a full financial would take the die will not disburse the mortgage loans to people who buy a house in house prices and rents are stability of the immediately should not buy a house. For example: In Beijing's house rent a monthly rent of 100 million is about 2,500 yuan, the total rent rent as 10 years about 30 million. The set of 100 million loan to buy a house is about 4,500 yuan monthly interest rate (assumed to be in full loans alternatively their own money can too receive the equivalent of interest on bank loans. In fact, this quite easy, you lend money by interest on bank loans Your friends and relatives to buy a house, mortgaged his house to you on it.) Loans to total interest payable because 10 years to 54 million, it is certainly worthwhile to rent. Perhaps you will say, I remind you that you should calculate your money is interest ah. -
third situation: in the next 10 years, rents remain unchanged, when prices will ascend sharply, it ought buy a house. -
If you buy a house of 100 million after 10 years rose to 200 million. Then you buy a house now to pick up a large handle. Because you buy loans the next 10 years just to pay rent to live more than 24 million in interest,GHD Gold Styler, but your house has gone up along 100 million. You elect up a 76 million cheaper. That is, if prices in the next 10 years, 24% price boosts in rent over the same time, you should buy a house. Of course, if rents rise, prices also rose more should buy a house. -
fourth case: If you have a better use of asset should not be bought. For instance, you can invest to benefit a good commerce, even money is the seed of your commerce, if you put 20 million down payment to use in your business, your money is far greater than the next 10 years, the Housing the rising price class, then you also should not buy a house. -
give more interesting examples: Ren Zhiqiang, said family prices will continue every daytime rose, they Huayuan enterprise to sell your house and why do not they have been saving them for the price rose to his satisfaction and then sell it? -
Ren just sell you the house rapidly mainly due to: 1, he did not predict the real prices over the quondam few years The will go up so much; 2,GHD Straighteners, yet if you do not hurry to buy the first renters, they will not house prices or will not rise so many; 3, they consider the use of the funds selling the house money to establish more houses than the house prices make it. -
fifth: The house prices fall, rents settled. Then we should not rush to buy a house. -
Sixth case: for anybody cause makes you think that the delight of buying a house are many larger than the total amount of rent received total of pleasure. That is sure to buy a house. Like, you find one of the most beloved girlfriend, you are even willing to die for her, and if you do not have a house she can not wed you. When you touched my life room to attempt anybody slavery should immediately buy a house. -
In common, if enumerated in economy terms unattended, and if house prices and rents are extra in the next 10 years permanence, it is naturally worthy to rent; if house prices in the next 10 years, while rents rose more than 24% the same, then it must certainly be better to buy a house; the next 10 years if house prices to fall even more should not buy a house. -
However, I muse the nation's major cities in the next 10 years namely apt diminish amounts. Because: -
1, China's major cities has long exceeded the rental than internationally accepted advising line, a capital-scarce countries will be a lot of money built house is a large number of people live a huge waste of social resources. -
2, China's aging population will presently emerge negate population growth. -
recently heard several junior said: I grew up 3 houses will be, a set of grandparents to me, give me a set of grandparents, father and mom has bought me a set. Imagine, so many who go house to live in? -
3, many of the people getting married 2 years afterward for terror that prices proceed to rise in advance bought the house, which will decrease the future market claim; -
4, joined most of the urban population in the current price, among a period of 5 years can not supply a house ; -
5, the presentation of the national macro-control policies; -
6, build up people know the bubble obtaining aggravate. -
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I think that is probable to slump in house prices during the following six people could buy a house of: -
the premier person: not place to spend more money people have. Is to spend the money,GHD Gold Classic, money did not average if you do not spend to earn. Love how people spend their money on how to spend, none have them. As the age saying goes: -
second person: corrupt officials. Because these people's money anyway, not his exertion earned, bought a house could be -
third person: to give the household silver to do Valentine's landlady. Because these people have to buy a house at the peak of the opportunity to consider the cost of totally unnecessary. Otherwise, if you miss the opportunity to get benefits. -
fourth person: think of what you buy Because of his array to get -
fifth of people: those who will not finance. Because these people do not understand what variety of choice is really to their convenience. -
sixth person: to deem that a lot of some of the house prices will continue to and have the purchasing power of people. -
more than six people
can buy a house. Otherwise, if you do not purchase a house, where there are so numerous agreeable house to hire it? Of lesson, only so many of these people to purchase a house, people with money to rent a nice house inexpensive! -
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; ; of: Shao paragraph translation August 25,GHD Carry Case Styler, 2010 - in Beijing -
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Shao paragraph translation
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Shao paragraph translation
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