Once again pulls out an old married couple books, sunny city in Shanxi Yuncheng Road Huai a small courtyard, people Xiaxian 66 years old this year, Hu Bingshen said, laughing. Wang Jinmei sitting beside his wife, watching his wife's eyes the same cheerful smile. Hu said the three larger towns was Xiaxian the After retirement, he put his term of office of the Secretary for the county secured more than 10 township and village enterprises, credit unions or acquaintances from the hands of the 390,000 yuan loan bad debt bad debts, all with their own money returned.
69 万元 private lending
1962, the young Hu Bingshen from Xiaxian high school. 25 years old, he was appointed as the village party branch secretary of the commune party committee member and Deputy Director, aged 30, has served as Xiaxian Yuwang Gong Club (now Yuwang Township) director. Since then,
sac chanel prix sac chanel 2.55 Directed by actor claimed to excuse the, Hu Kai Bae Bingshen served the town party secretary Xiaxian, the township party secretary Zhang Hu, Civil Affairs Bureau, until 1992, Hu was appointed as township enterprises Bingshen Secretary.
Hu Bingshen After the arrival of the existing township and village enterprises touch it again, he learned, Xiaxian economically inactive, the general lack of liquidity in township enterprises, some enterprises even paralyzed and therefore discontinued. In order to raise funds for enterprises, Hu Bingshen county bicycle race began, to the credit unions to do the work for his company had run research loans, the Secretary of township enterprises, came forward to meet the loan conditions got some urgent business successful lack of funds, there are two companies can not find a guarantee, loan guarantee Bingshen Hu signed his name on. Within a few days, 690,000 yuan Hu Bingshen private lending to flow through to the Xiaxian herbal processing plants, four Daxinzhuang meat processing, Yuwang Kids plants, steel and wood furniture factory Chengguan township enterprises.
39 million in debt
2001 At the end, 56-year-old Hu Bingshen Xiaxian township enterprises from the Secretary on the back seat. Early next morning, to his home debt collection wave of people came another wave, is when he says the funding and the private lending side.
few days ago, Hu said now do not know how to think of it before, he began to repeatedly think, how to collect payment from the person home debt collection?
Hu creditors look to borrow money to bring people back and forth down the continuous twenty days, in addition to plant hormone plant Xiaxian and a handful of companies signed a repayment plan and perform as promised, most borrowers have been bankrupt, closed down, the original business owners, some death, some do not know disappeared. Night, Hu and his wife wearing reading glasses, one by one check the list of debt, the debt can not be returned to 39 million!
repeating words earnestly saying: A few days later, Hu Bingshen back to his home in Xiaxian Fengcun division. He really is to avoid creditors dogged, but he is anxious that no human wisdom,
sac chanel pas cher sac chanel pas cher Two tourists and tour guides on board th, need to find a place to stop and think. Stay in the division by 4 days Fengcun, Hu Bingshen develop a detailed repayment plan and immediately implemented. He convened the first creditor group discussions, we have something to say are on the next plane, said that in that time through, all private lending interest rates as of the day, with interest after another by his return in 15 years, hoping to obtain Everybody understanding. Most creditors also basically agreed to this method of repayment, after all, the real creditor or find a disappear, or have been dead, or no ability to repay, and now Hu Bingshen clearly willing to take, be a good thing.
only,
borse gucci gucci sito ufficiale Two girls to suff, creditors agreed to negotiate the final to shorten the repayment period to 10 years.
in credit loans guaranteed, Hu Bingshen principal decided to also use their own wages, interest paid on a quarterly basis from their own, will ultimately pay off with interest, about 12 years, if lucky good to catch up with retirement pay increase, the repayment date will be shortened.
to make money selling scrolls Kai Fanguan debt
appeared to be the New Year, Hu decided to help people in debt after Bingshen, do not intend to take the New Year, he moved to the table their own street on, put the brush, red paper and ink, directed and written according to the requirements of the customer to start making money by writing couplets. Later accepted the advice of others, some fireworks wholesale, side stalls placed in the scrolls, he wrote couplets, his wife to sell fireworks, snow unimpeded, from morning to night.
tolerance to cold dry New Year's Eve hungry, Hu Bingshen a couple afterwards, even earned 2,000 yuan.
over the years, opened in the spring, an old married couple in the county opened a small restaurant Xiaxian, Hu Bingshen operating spoon, his wife the buyer, cashier,
borse gucci, waiter face it, every day before dawn boil up and face, but also rush to pack up ready morning market shopping, night after ten o'clock closing cleaning, with drooping eyelids barely support one day have to calculate the income and expenditure. Two down, tired and lost a lap two.
see the hair even more money, in 2004, Hu Bingshen old married couple off the restaurant, off the West in Xiaxian county rented a room out barber facade. Not employed because the moment the barber, barber tools Hu Bingshen to pick up their dry. However,
borsa gucci, few customers throughout the year, almost no profit.
2005, the Hu Bingshen the barber shop closed down, turned to alcohol and tobacco non-staple food Miscellaneous small articles of daily business, the small size of the window-dressing room, large flour salad oil, small to think China, operating a wide range of heterogeneous . His wife in the store every day guarding sellers, a station that is one day. Hu Bingshen the Dengzhe tricycle tour to the county several large wholesale purchase, this look, that look at home, confinement, were lower than the three bargain.
Hu Bingshen said that 10 years of The first 5 years hard work and hard work, feeling the doorway slowly after 5 years, is hard work plus skillfully.
2006, the friend to take care Hu Bingshen, Yuncheng him to participate in and stable income. Moreover, because of his retirement pay from the six or seven hundred dollars to increase retirement to 2,000 yuan, so Hu Bingshen the
Yuncheng Wu Bingshen invited to . With odd jobs suffer hardship over time, eventually he just gave her husband Tim Wang Jinmei 2 million yuan.
Hu Bingshen wages from the buckle end of the
2010 年 12 31, Hu Bingshen hundred dollars face value of the two stacks of cash to last a At that moment, was an unprecedented Hu Bingshen easy.
2011 New Year's Day, Hu Bingshen For the first time in 10 years took his wife, offered to take to the streets to buy clothes for the first time 10 years old couple walking in Yuncheng city business district for their shopping, for the first time put Zhang took a photo of new clothes. That night,
borse gucci prezzi, Hu Bingshen carrying his wife, called the whole family dinner at the hotel more than a dozen mouths, children and grandchildren around the knee, and enjoy their grandchildren.
look back their loans as collateral to the enterprise of the past, Hu Bingshen said: grow? then I almost can use to describe the personal danger. optimistic, due to considerations of business management did not realize that the human factor, not taking into account the market environment for enterprise development in the decisive role. , worth? Hu Bingshen said, his 10 years to think about doing one thing - do their thing, do your own people, but also closeout, fill out the pit, good people, take a good section of track to their last! After the debt paid off, his heart is particularly comfortable,
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