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regional economics (R1, R3)<br />The analysis of firms' location decisions and the causes of regional growth. Economists, with geographers, have the same a nalytical foundations in the works of von THUNEN and Losch. It is mainly in times of high national growth that regional im balances attract much interest.<br /><em>See also:</em> economic geography <br /><em>Reference</em><br />Armstrong, H. and Taylor, J (1985) Regional Economics and Policy, Oxford: Philip Allan.<br /> Isa rd, W (1965) Methods of Regional Analyses: An Introduction to Regional Science, Cambridge, MA: MIT Press; New York: Wiley.<br /> Nijkamp, P. and Mills, E.S. (1986-7) Handbook of Regional and Urban Economics, 2 vols, Amsterdam and New York: North-Holland. Temple, M. (1994) Regional economics, New York: St Martin's Press; London: Macmillan.
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<strong>NDSL</strong> – National Direct Student Loan, renamed the Federal Perkins Loan Program in 1992. (Note: this is NOT the same program as the William D. Ford Direct Loan Program, or FDLP.)
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<strong>Third-party servicer</strong> – In the case of a lender or guarantor, an entity that enters into a contract with a program participant to administer any aspect of its participation in a Title IV program.

<strong>Verification</strong> – A school' s procedure for checking the accuracy of information reported by students on their FAFSAs.
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job generation (J6)<br />The expansion of employment in either the public or private sector. In the former, regional and other policies are used to create jobs; in the latter, new jobs are preceded by an expansion in a market.

<strong>SSN</strong> – Social Security Number.
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external labour market (J4)<br />A market consisting of competing employers and competing workers. Workers can and will enter firms at different pay and status levels but often with lower remuneration than in oligopolistic firms with INTERNAL LABOUR MARKETS. Much of the external labour market is coterminous with the SECONDARY LABOUR MARKET.
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bunch map (C1)<br />A set of lines from the origin of a graph with each line measuring a coefficient between two variables. These maps have been used to check for the presence of MULTICOLLINEARITIES in data. Germany's CENTRAL BANK which replaced the Reichsbank in 1957. Its principal duty has been to safeguard the value of the currency by regulating the quantities of money in circulation and of credit in the economy. Although expected to support the government's general economic policy, it is independent of instructions from the government. The bank's president chairs fortnightly meetings of the Bank Council on which bank directors and presidents from the federal states sit; the council fixes interest rates and credit policy. Also, the Bundesbank decides on the size of the note issue, is custodian of the nation's gold and foreign currency reserves and is in charge of official dealings in foreign exchange markets. The Bundesbank's contribution to low German inflation in the past has been praised, but critics have accused the bank of setting money market interest rates which were too high on several occasions, risking recession in the economy.<br /> <br /><em>Reference</em><br />Frowen, S.F. and Pringle, R. (eds) (1998) Inside the Bundesbank, New York: St Martin's Press; London: Macmillan.
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<strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements.
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funding gap (H6, M2)<br />A shortage of revenue to meet the expenditure demands on a fund. This problem is often encountered in the public sector since a variety of forces, e.g. demographic changes, can lead to expanding programmes; also, for ideological and other reasons there may be a reluctance to increase taxes. ECONOMIES in recession often have a gap of this kind as a fall in incomes reduces tax revenues and a rise in unemployment increases welfare expenditures.<br /> See also: budgetary policy; Gramm- Rudman-Hollings Act
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<strong>DR</strong> – Disbursement Roster, the electronic file or paper report listing all disbursements and related information for each borrower.

<strong>FERPA</strong> – Family Educational Rights and Privacy Act of 1974.

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bid price (G1)<br />The selling price for UNIT TRUST units or shares of companies.
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holism (P4)<br />1 A theory of the universe as an interacting whole.<br /> 2 The opposite of atomism.<br /> 3 The simultaneous consideration of all parts of a system.

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