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Old 08-05-2011, 03:47 AM   #421
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Old 08-05-2011, 04:00 AM   #422
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sheltered employment (J2)<br />Employment specially provided for disabled persons. In the UK, the firm Remploy was set up in 1945 to implement the Disabled Persons (Employment) Act, but other firms were expected to offer at least 3 per cent of their jobs to the disabled. Remploy by using a fine subdivision of labour is capable of providing more technically simple jobs than other employers.
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development (01, 04)<br />1 The movement of an economy from agricultural activities using simple technology to the production of industrial products and a range of services using modern technology. (Even in the seventeenth century PETTY regarded development as the growth of serv1ce industries.)<br />2 The cumulative growth of per capita income, accompanied by structural and institutional changes. Although per capita income is a crude measure unless problems of measuring the GRoss DOMESTIC PRODUCT and its distribution are taken into account, this is often the best proxy measure. Post-1945 development policies have often failed to help the poorest 40 per cent of the world's population. Although many aid programmes have an urban bias, they have widely achieved lower rates of infant mortality, more hospital beds, an increased supply of piped water and the building of many all-season roads.<br /><em>See also:</em> industrialization <br /><em>Reference</em><br />Kitching, G. (1989) Development and Underdevelopment in Historical Perspective.
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Old 08-05-2011, 04:23 AM   #423
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<strong>Nonsubsidized loan</strong> – A loan that is not eligible for federal interest benefits. (Note: nonsubsidized loans were offered by some guarantors before the introduction of the unsubsidized Stafford Loan Program.)

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Old 08-05-2011, 05:13 AM   #424
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<strong>CAM</strong> – Common Account Maintenance, the FFEL Program industry' s electronic data standard used by lenders, servicers, and guarantors. Created by the National Council of Higher Education Loan Programs (NCHELP), CAM specifies the type of content, record format, and file structure for sharing data on borrowers and their loans.

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Old 08-05-2011, 12:46 PM   #425
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Schumacher, Ernst Friedrich, 1911-77 (B3)<br />UK economist and prophet who was born in Bonn and educated at Berlin, Bonn, Oxford and Columbia Universities. When he was interned in the UK in 1940-5, he worked first as an agricultural labourer and then at the Oxford Institute of Statistics on the problem of a new INTERNATIONAL MONETARY SYSTEM, which he discussed with KEYNES. He was naturalized British at the end of the war so that he could become a member (1946-50) of the British section of the Control Commission in Germany. From 1950 to 1970 he was economic adviser and subsequently Director of Statistics to the National Coal Board. His increasing interest in Buddhism gave his economics a distinctively ecological character and prompted his appointment as economic adviser to the government of Burma. He was the princi- pal proponent of INTERMEDIATE TECHNOLOGY and of self-help to solve the rural poverty problems of less developed countries. His famous attack on materialism and consumerism was in his immensely popular set of essays Small is Beautiful; as its subtitle A Study of Economics as if People Mattered claimed, there can be an economics based on humanitarian considerations.<br /> <br /><em>Reference</em><br />Schumacher, E. F. (1973) Small is Beautiful: A Study of Economics as if People Mattered, London: Blond & Briggs.<br /> Wood, B. (1984) Alias Papa: A Life of Fritz Schumacher, London: Jonathan Cape.

<strong>Disbursement date</strong> – The date loan funds are issued to the school or escrow agent. For a paper check, the disbursement date is the date the check is issued. For an electronic funds transfer via ACH or wire, the disbursement date is the date the funds are transferred from the lender to the school or escrow agent. (Note: under limited circumstances, a lender may also issue funds directly to the borrower.)
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<strong>MOHELA</strong> – Missouri Higher Education Loan Authority, Missouri' s designated FFELP secondary market. MOHELA, a non-profit quasi-governmental entity, originates, disburses, services, and purchases FFELP and private loans. Additionally, MOHELA provides Missouri students with significant repayment benefits, including deeply discounted interest rates when the MDHE is the guarantor. MOHELA was created more than 20 years ago and is headquartered in Chesterfield, Missouri. May be found on the world wide web at www.mohela.org.

economic planning (D2, Ll, 02, P2)<br />The allocation of economic resources and the determination of production on the basis of a plan; the alternative to allocation by markets. The Soviet plans of the 1930s were the first major attempts to organize entire national economies according to this method. In the post-war period, French INDICATIVE PLANNING also attracted much attention. Governments also use planning for aspects of their economies, particularly for regional development and major investment. Since planning essentially commits a government to a future course of action, it can lead to many inflexibilities, including a slow reaction to change, especially in the foreign trade sector. As planners rely greatly on economic FORECASTING the difficulties of modelling complex economies can make the quality of their plans suffer. Also planning necessitates much bureaucracy, which is both costly and often opposed to entrepreneurship. Increasingly planning in countries such as Hungary allowed the reintroduction of market mechanisms for small-scale production. At the beginning of the twenty-first century there is little enthusiasm for the revival of large-scale national planning.<br /><em>See also:</em> centrally planned economy; development <br /><em>Reference</em><br />Cave, M. and Hare, P.G. (1981) Alternative Approaches to Economic Planning, London: Macmillan.

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Old 08-05-2011, 01:12 PM   #426
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final income (E2)<br />The amount of disposable income available to a household for expenditure and saving. It is measured as gross earnings minus taxation and social security contributions plus housing benefits and transfers.

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Old 08-05-2011, 01:40 PM   #427
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<strong>Default</strong> – Occurs when the borrower fails to make FFEL Program loan payments for 270 days or more or when the borrower fails to meet other terms of the promissory note.
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<strong>Common Account Maintenance (CAM)</strong> – The FFEL Program industry' s electronic data standard used by lenders, servicers, and guarantors. Created by the National Council of Higher Education Loan Programs (NCHELP), CAM specifies the type of content, record format, and file structure for sharing data on borrowers and their loans.
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dynamic economics (E1)<br />The study of the movement of an economy from a particular state at a particular date to another state later usually using lagged variables. Although classical economists such as Adam SMITH and John Stuart MILL were concerned to study the nature of economic progress, it was particularly ROBERTSON, HARROD, HICKS and the STOCKHOLM scHOOL in the 1930s who began the crea- tion of formal dynamic models of ECONOMIC GROWTH and change. The inclusion of time in the study distinguishes this approach from static models of economic systems. In dynamic models, at least one variable is measured at a different time from the others; subscripts are attached to each variable to indicate the date(s) to which they refer.<br /><em>See also:</em> comparative statics; static model <br /><em>Reference</em><br />Simonovits, A. (2000) Mathematical methods in dynamic economics, New York: St Martin's Press; London: Macmillan.

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Old 08-05-2011, 02:08 PM   #428
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Britannia (E5)<br />UK gold coin issued since 1987 in denominations of ?10, ?25, ?50 and ?100.
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<strong>NDN</strong> – ELM' s National Disbursing Network (NDN), which provides consolidated disbursement services to schools.
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<strong>CDA</strong> – Central Disbursing Agent, a lender, servicer, guarantor, or other entity that combines disbursement funds and data from multiple origination sources and issues a single EFT transfer and disbursement roster to the school.

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Old 08-05-2011, 02:25 PM   #429
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Joga reprezentuje bardzo kilka stylow, ktore okreslaja mnogoscia cwiczen, pozycji i wzorcownastawienia. Hotele warszawa to punkty, gdzie spokojnie i nie za rozlegle pieniadze mozemy zrobic przerwe, gdy jestesmy w interesach, badz krajoznawczo w stolicy. Stomatolog warszawa pozwala na bardzo latwe oraz bezbolesne leczenie wiekszosci typowych chorob uzebienia. Laserowe leczenie zebow jest coraz bardziej dostepne rowniez w polskich przychodniach stomatologicznych. Targow sprzedajacych meble wypoczynki jest mnostwo. Sa to sklepy tradycyjne i hurtownie , ktore prowadza jedynie sprzedaz internetowa. Nie kazdego stac na to, zeby na rozne pory roku montowac nowe kola w pojezdzie. Cale szczescie to nie jest niezbedne i istnieje duzo sposobow by jezdzic bezpiecznie posiadajac opony sklep. Stolica, jako lokalizacja, gdzie istnieje polski show biznes, gdzie mieszkaja ludzie, ktorzy pelniac role publiczne musza wciaz dogladac swoja prezencje posiada niezwykle rozwinieta siec specjalnosci kosmetycznej. Standardowy salon urody warszawa to nie tylko zasadnicze uslugi dla kobiet, ktore chca profesjonalnego makijazu, czy manicure. Kazdy z nas ogromnie lubi gdy sie go obdarowuje. Ludzie uwielbiaja otrzymywac rzeczy bezplatnie. Odruch jaki sie wtedy przejawia nakazuje nam wziac prezent, nawet jesli jest zupelnie nam zbedny i niepotrzebny a nawet jezeli wiemy, ze podarunek jest ni mniej ni wiecej jak tylko czyms co okreslamy mianem gadzety reklamowe. Na pewno dom na sprzedaz to nie tylko miejsce, w ktorym zdolamy przebywac z familia czy przyjaciolmi, ale takze idealna lokata. W oparciu o historie cen domow odrebnych panstw przystepujacych do Unii Europejskiej wolno rzec, ze ceny nieruchomosci beda rosly z roku na rok. Juz aktualnie za wlasne „cztery sciany” trzeba zaplacic kilkaset tysiecy zlotych, jednak tutaj z pomoca naplywaja agencje nieruchomosciowe sprzedajace mieszkania na osiagalnych warunkach, tak, by nawet mlodzi ludzie, zakladajacy swoje familie mogli kupic dom na sprzedaz.
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Old 08-05-2011, 02:59 PM   #430
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international monetary system (F3)<br />The financial arrangements between sovereign states in force at a particular time. These consist largely of agreements for the fixing of exchange rates and the settlement of debts, particularly balance of payments deficits. Countries have a choice between market mechanisms under FLOATING EXCHANGE RATES or an order managed by an international body. The most famous international monetary systems have been the GOLD STANDARD, BRETTON WOODS and the EUROPEAN MONETARY SYSTEM.<br /> <br /><em>Reference</em><br />Solmon, R. (1977) The International Monetary System, 1945-76: An Insider's View, New York and London: Harper & Row.<br /> Tew, B. (1982) The Evolution of the International Monetary System, 1945 to 1981, London: Hutchinson.
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foreign direct investment (F2) Investment in the businesses of another country which often takes the form of the setting up of local production facilities or the purchase of existing businesses. It is to be contrasted with PORTFOLIO INVESTMENT, which is the acquisition of securities. FDI has been much criticized, in the case of MULTINATIONAL CORPORATIONS, as a form of neo-colonialism. In its favour it can be said that it increases the level of investment in countries which otherwise would be undercapitalized and, as dividends vary with the prosperity of an industry (and a high proportion is reinvested in the local economy), it can be less burdensome than the servicing of fixed interest borrowing. For political reasons in the past, a disproportionate amount of direct investment in Third World countries went to Brazil, Mexico and South Africa, as well as to the EUROPEAN COMMUNITY to escape the COMMON EXTERNAL TARIFF. Some advanced economies fear the takeover of their industries by stronger, foreign economies, e.g. the USA is anxious about Japanese investment in many parts of the US economy.

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