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for the topic of the legality of credit card cash only haunt you cardholders, but also to some of the services provided for the card faithful friends are hard work, skating on slender ice, and today,air max 90 gs, Let's listen that the Master of Law, the financial experts to look at this .

of the Secret: Lao Chen, Master of Law, a servant famous universities, finance professionals, are often alive in Beijing, in the financial aspects of the go, in our credit cards and cash and their very legitimacy of the expression legislature.
station is fortunate, Lao Chen invited to acquaint us someone about the story of credit card and cash. Do not worry, Listen to Lao Chen to speak slowly. First, ahead a credit card or cash?
__ Is also set into, also set back, when not set What, then, the will said: first to the card and sets.

recent days, numerous well-intentioned friends to the author calls: Lao Chen, recently captured a number of cash in the Zhongguancun business; banks and Alipay aborted cooperation; Minsheng Bank canceled its installment credit card limit;,,, and so on and so along, today, true and disloyal Monkey King into the sky, the founder tries to combine the background of the current economy crisis, diagnose the cash in this material, apply Yu teacher's , how many something ah!

According to legend, the current number of card sets of the credit has now become a way of administrate money people. Since the existence of credit card cash Taobao daily trading volume approached 550 million yuan. Many people have begun to demonize credit card and e-commerce prototype, it seems, if not to control, the bank will result in a huge bad loans dead accounts. Is this really true? This action is unlawful cash? What other credit card misdeed, what issues should pay care to?

can say this: cash and credit cards for students, which is credit card of the ah. Global village, there must be cash, after a credit card, this is one of the native intention of the invention of credit cards. transactions in a certain duration of time to enjoy the interest-free repayment period repayment. This should be the elucidation of credit card and the maximum elementary functions, while the vast majority of people only understand after the first consumer credit card payment can be, and do not pay interest. However, the credit card does not have to repay in full among a certain period, that is the daytime you can choose the minimum payment, but only pay the cost of interest, which is credit card financing feature. Less repayment Ye Hao, direct reference is value saying, in marrow, are credit card cash, credit card use these traits not only the function of the manual indicated, but also an important way for profit credit card center, so this behavior should not blow the cash out, the bank if the fight against, at the most, the right-hand man is to study each other Bo Zhou Botong was.

Well,Facebook到底有多强悍？, immediately many specialists mention the so-called theory of Is actually a Relative zero-cost method of cash there are many, but immediately the media wantonly crusade primarily conducted via the online payment Alipay cash. They said: the risk of colossal banks, a cloud of wrong loans is the root of dead accounts. This is clearly unwarranted charges, bank loans have a large number of wrong loans is not dead accounts and credit card relationships, and really bad loans resulting from the death of credit card accounts, it was mainly a result of banks issuing credit cards indiscriminately, hever since to discern the cause the cardholder credit card cash for of bad loans bank is the circumstance of dead accounts.

So, strictly speaking, the first payout namely itself a kind of post-consumer cash. Cardholders do not spend money, merely why let the banks disburse because their own pocket the cash being fixed, this namely not what is cash? The honor card into the ATM, the cardholder, you can instantly remove the cash, their cash in his pocket, alternatively is temporarily fixed, this is not what is cash? And the so-called a; not prepared apt refund the people simply do not must cash in and dissipated directly apt the credit it ambitions too, as to how many interest there ambition not must consider, anyhow,ghd iv mini styler hair straighteners, is not ready yet, this is spiteful action.

So, if the ban credit card cash, the only way is to completely exclude credit card, we still use paper money directly to clients, Credit Card Center also closed down, which also confirms the formerly said: the mother of cash credit card, you can eliminate credit card who has the capability to forbid cash it?

reason why a lot of people cash will go to the bank counter with a credit card or cash restriction to the ATM machine, take a look at the spend of such way is in accordance with 5%% of everyday interest, even without considering the withdrawal fee, equivalent to annual interest of as high as 19% or more, if and 2% to 3% # about withdrawal charges, more than 20% per annum, while the bank's other game, usurious interest rate per annum is the publishing of the approximately 10% -15% only ah. This is chapter of the cardholder to the bank to obtain very little credit card is the root cause (but anxious to go to the bank have taken a considerable portion of people), different direction to not crash the law are also many ah.

appending to direct cash in installment credit has likewise transform a viable usage of financing. For example, a great sum of cardholder spending there, then he applied for the installments along credit card megalopolis in mandate to effect the purpose of financing expense. Based above an average fare of 0.6% of every monthly enumeration of a sub-12, about 12% of the telling interest rate, considering the Industrial Bank, Industrial and Commercial Bank and additional banks necessitate the first payment fare will be higher real interest rates . I know that the credit card holder is willing to adopt the financing rate of about 7% and 9%, that is, the new installment of the interest rate is still too tall.

In lawful terms,child air jordans The site from a male kiss you discern the quality of his, and there is not clear provision to resolve what is credit card cash and what is not, people are often referred to people understanding of the credit card cash, and are interpreted as derogatory term people (this kind of mysterious), this very Yu said: Therefore, the citizen legislation should determine what behavior is tolerable and what conduct is prohibited, is not prohibited by decree can. Now is the lawful community, we will not be the method is not a problem, huh, huh.

cardholder through the merchant's POS machines provide credit card spending is the cash transfer method, if the businessman and the cardholder did not mean anything subjective, As for this thing clearly sets appears to be a civil matter, at the peak of the true direction of both sides,atmosphere max 95 sneakers ⒛ be peruse afterward the old of the ⒑ shouts, not blatantly unfair, in line with the morale of civil law, but also no flaws, as to the previous well-intentioned friend told the author's clutch of a definite cash businesses, They have to have a subjective hatred, nought subjective bad faith, below the circumstances there had malicious grab ah!

As Alipay cash in a deal that no 1 can determine if the false trading, even now the parties to the transaction in a city,hair straighteners chi, using the same IP residence, not paid business tax, a short time with several large transactions, which you can outlook the characteristics of false transactions, but you can not use these phenomena to prove that this transaction is false.

example, a company to open annual meeting, year appointment of the paint, the Joe Smith conquering a laptop microcomputer, Because they have a microprocessor to use, it will sell in Taobao. John Doe by the time when the same corporation equitable want to buy a laptop, bought it in Taobao Zhang San calculator. Since then the potentate 5, six Zhao, Sun is also with seating when obtaining seven colleagues,women air max, to see Joe Smith sold through the Internet later obtaining prizes to the three generations of their selling computers Zhang, and John Doe as their friends after buying the computer deem bought cheap merchandise, but also to help their buy to John Doe,air max 24-7, then, John Doe and Joe Smith will proceed to occur in a number of pen Taobao laptop marketing, the same IP address, the same cities, such behavior should see favor credit card cash, but is not.

solve this problem is either to John Doe do not purchase laptops, or do not use credit cards to buy. Both approaches have lost the averaging of e-commerce, which is a regressive behavior. So, credit card cash ought not deed strictly deterred? It was the credit card cash, credit card cash subsistence of a mart namely is the disposal of the mart, or a reasonable navigate, entire in the decision-making, but can not begin to demonize credit card and e-business models.