Four more profitable way to make your deposit - Qz

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Reprinted from 529465091 at 10:16 on March 8, 2010 Reading (loading. ..) Comments (0) Category: Roadside even pick up As a savings-based financial management,christian Louboutin Pumps, with other financial instruments do not have the characteristics: safe, reliable, convenient access, the advantages of solid returns. Can be relative to investment in financial products, stocks, funds, bonds, the proceeds will naturally be less. Whether individuals or families, leaving part of the deposits are very necessary, how to make this part of the deposits of both its advantages, but also more profitable it?
short-term funds for future use Autosave Insurance
the hands of this method is suitable for deposit in the short term is not used, but are not sure when it will use the depositors. Demand deposits is expected to assume the hands of customers within a few months do not, choose a regular basis for 3 months or 6 months more cost effective, but customers need to figure out whether the bank deposits have Autosave business, choose to Autosave's principal interest Bank customers can also save the trouble of running banks.
the bank's staff worked out an account,juicy couture tracksuits, such as: your hands have 1 million to 3 months pre-existing regular and interest when due as 79.09 yuan. Expires, if not this part of the money, after three quarters will continue with interest Autosave, interest was 79.71 yuan, 80.34 yuan, 80.98 yuan, dump one year after the total of 320.12 yuan interest rate than the deposit 1 million of the current 251.72 yuan more.
agreed deposit interest rates have both convenience and high-end of each month
Mr. Zhang will usually pay the balance on the card five or six hundred dollars, he thinks this can not be of much use to send a little money, so let it in wages Cary survival year, only 0.36% interest rate, it is pitiful. The same unit is much more shrewd Miss Wei, Miss Wei Guangdong Development Bank organized a 3-month service agreement on a regular basis, set the amount of demand deposits amount to 100 yuan,ed hardy tanks, out of 100, the bank will be an integer to 100 times kept by Miss Wei agreed to deposit as agreed on time deposits. The advantage is that when Miss Wei with ATM withdrawals, consumption,paul smith sale, transfer fixed deposit, remittance, online payment, buy stocks, fund investment, if the demand deposit balance is insufficient to use, and they agreed on a regular basis will automatically be an integer multiple of 100, loss of interest by the principle of least dump out; 3 months if the fixed deposit interest rates to increase 1.71%.
Fangzhuang Branch of Guangdong Development Bank senior financial planner, said Zhang Qing, the biggest benefit agreement on a regular basis, is to be able to enjoy the convenience and use of demand deposits, time deposits with high interest income. Today, a variety of deposit of the agreed deposit can be described as full, long-term more than one year of deposit, short-term 3 months, six months of such deposit, but the agreement the banks dump the starting amount of the business requirements are different, Guangdong Development Bank 100 yuan, 1,000 yuan for the Shanghai Pudong Development Bank, ICBC 5000.
part of the early withdrawal
minimize loss of interest in the regular savings due to various reasons, often paid in advance deposits,ralph lauren sweats, but according to the regulations on a regular basis to withdraw their savings only at current interest rates, the loss is inevitable. However,christian audigier watches, we can use some techniques to make the loss of interest is reduced to a minimum.
reporters in the bank learned that the early withdrawal of time deposits can be divided into two parts and paid in full in advance, a customer according to their needs, for part of the early withdrawal, so the rest is still under the original certificate of deposit savings deposits Japan, the original interest rate, the original due date, interest. For example, there is a certain amount of hand depositors of 2 million 1-year certificates of deposit, have been deposited in its half year, the 1 million depositors in urgent need of money, such as taking part of the way early withdrawal than the full amount of 1 million reduce the loss of interest early withdrawal 94.5 yuan. 1-year deposit interest rate set 2.25%, current savings interest rate of 0.36%, calculated as follows: (20000-10000) × (2.25% -0.36%) × 180/360 = 94.5 million. Note that some of the bank,
interest rates can also be interest-bearing roller Lifa Li
compound interest method, is to take interest and installment savings deposit savings of the combination of a savings method. This method is also available as long as the long-standing good returns, but the drawback is often asked us to go to the bank. To do is: say you have a 5 million deposit, consider these 5 million deposit with interest the approach taken to deposit, one month after the removal of interest, this month to open a zero interest taken the entire deposit accounts, after taking a month to keep the interest income account, remove and installment savings deposit account, the benefits of doing so is to get a second interest, which kept the interest rates at zero to take the entire deposit take interest in and access can be described as chicken, eggs hatch chickens, a sum of money to get the two of interest, this method more suitable for families hold a large number of idle funds.