Following the resignation of a faultless assurance

~ sooner or later come down with the collection obtainedFollowing the resignation of a perfect insurance policy how to deal with? ~ Sooner or afterward come down with the accumulation won

generally have to pay pension insurance
15 years, to when they retire to a pension for life, so be sure to want to take the pension of people in their 15 years before retirement to start to pay. If the retirement age pension old of 15 years to pay it until you retire, when the State will reserve your personal account for 8% of the pension behind to you all. That unit to pay you 21% go? State to units of 21% you pay all the money to the citizen pension contrive in the pool fund. State regulations, only to return when the money back to individuals detaining their money to pay the money for his units all contribute to the country. How the retirement pension is calculated when out. The algorithm is very complicated pension, national base of each year to pay once: If you are 30 years antique, your present base pay is 3,000 yuan, while the retirement age of 55 years if it is, then you must be in your 40 years age before starting to pay old-age insurance, meantime 30-year-old if you start now from the cross, handed 55-year-old is 25 years, then sure you can enjoy the pension 1st, and second, if you pay after 25 years to pay the 3000 stop fare base has become 6000, when 55 years old you can get the first month 6000 × 20% = 1200 block of the basic pension, which is to your country, in increase to your personal account on the money in the 25 also accumulated a lot of years,Extreme Balance, the mean base pay good see, (3000 +6000) ÷ 2 = 4500, then you this private account of 25 years, there should be 4500 × 8% (you pay the private pension ratio) × 25 years × 12 months = 108,000 dollars, in addition to other prior to 1200 a month you can get the 108000 ÷ 120 = 900 blocks, the age of 55 a month so you can get at least 1200 +900 = 2100 yuan of pension, of course, the base of each country are still to heave, this year in addition to your 900, you get every month after retirement more money than 1200, of course,PULSERA BLANCA CON ARGENTINA, that your pension So speed up old-age insurance to pay the better pay, the more you pay after you retire to enjoy the more, and the state each year after you modify the base money will get pile up Now take 1500 years after the 1000 delivery is likely. However, no matter where you pay social security fees, etc. When you retire you can enjoy the back seat of your account regional retirement benefits, so lofty in the base where the base pay social security but the lower back where the retirement pension to enjoy people would be a huge wastage. Why? If you are youth in Nanjing, to pay social security for 20 years and then elderly, but if your account in Heilongjiang, Heilongjiang then you must return to a pension. If you pay in Nanjing 20 years The average base is 3000, and when you retire until 1000 in Heilongjiang's contribution base, then you can only enjoy when they retire the handling of 1000! This is a wastage of! words, if you pay social security but in the rich places to retire go back to the poor area to enjoy social security, you pay a lot of life but rarely enjoy! Exchange 3000 could only enjoy 1000! This is a dreadful thing, but no path is this policy of the State, so all new accounts place in the low base in Beijing or Shanghai, but the base pay social security work in places with high attention, and you either pay social security in the western, or to the accounts before retirement and moved to Beijing or Shanghai, or another you're doing one of life pen colossal loss in this deal. Perhaps you will say that if a place in the low base pay, when they retire back to the base of a high place to enjoy high welfare. Wrong! You think the labor security division will let you casually enjoy it? General this case the Government would find causative to refuse you directly to transfer! That time you miss s wisdom: can not enjoy in Heilongjiang, in the Nanjing also can not enjoy! But some places like the situation has eased some of the provisions, such as Nanjing, allowing you to 5 years before retirement place back from a low base in Nanjing, and then continue to pay 5 years in Nanjing, Nanjing, high base, and then allows you to enjoy the pension back to Nanjing. this policy are not the same everywhere estimates, there are people who plan to turn you'd better go to the regional fatigue bureau to find out the problem, so your retirement occurs when an abrupt accident!



smooth monthly health insurance you pay is 9%, your monthly pay of about 2% and 10 dollars for solemn co-ordination, co-ordination just seriously ill hospitalized and that 11% in the country monthly to play with your health care account for 2% of your own, according to 1369 yuan per month if your minimum base pay social security, then the 1369 × 2% = 27.38 yuan. Is the citizen monthly call your own money, this money can be accumulated by direct honor card to buy medication or out-patient services, and the remaining 9% of the citizen worker to take it to the medical aid funds in the. As a rule, if you start from January 2008 to pay medical insurance, then starting from the February 2008 credit card you can buy medicine, or out-patient services, starting from July 2008 the cost of your hospital can be reimbursed for. If you August 1, 2008 in the hospital, lived in Nanjing, the best 3 hospitals, health care during hospitalization are used within the scope of medicine, surgery + hospitalization and other expenses spent a total of 5,000, then when the reimbursement net 1000 First medical center, which is starting price, the remaining 4000 medical center may be reimbursed 4000 × 86% = 3440 million, just pay your own 4000 × 14% = 560 yuan a, plus 1,000 yuan before the Pricing starts, you spend 5000 to pay 1560 yuan for himself by the time can be, and this 1560 yuan also deducted from your health insurance card (if you usually do not use that card), so in truth you can not spend much money hospital . Health insurance for our young people much more important than the old-age insurance, hospital doctor, once and for all, it is too expensive, and this is the significance fhardly evercial insurance. However, the provisions of Nanjing medical insurance must pay at least 25 years to enjoy life in retirement, so if you retire at age 55, then no later than the age of 30 must begin to pay health insurance.


injury insurance
secondhand less, if you absence to be prompted that while at work or the period to work out what had occurred, the risk on the lingua franca of the. However, in practice, many human pay no attention to the conservation of certify out of difficulty, they can not enjoy the work harm insurance lead, which is a great pity. If you arrive when they were buffet at a motorcar, it should be up fear, let the police to investigate the records and photographs collected evidence behind the police achieved processing the occurrence will give you a Certificate of Authenticity and the like, you can take this to requests for harm was reported. If you have trouble to let people look for witnesses and does not run everything less than the fear, the circumstance of not evidence that the general ambition not be adopted for work-related injuries. There is a problem of harm time, if you July 2008 1 sunrise the injury, you have to instantly reporting units, the police published identification evidence and the chance book and your work-related injuries afterward a therapeutic history to discern the doctor or hospital to the unit, shrieked the unit holding the identification of these materials to do work-related injuries, your unit have to be August 1, 2008 effective matter before your injury to the testing megalopolis,PULSERA BLANCA CON PORTUGAL, if you are out of work-related injuries from the days of more than a month, and that injury may Identification is not up. If you do not give you identification of units that can prop your own center identification materials to nail the best and do not exceed an month, otherwise a lot of distress a lot of trouble.

maternity insurance,
Nanjing from June 1, 2008 since the implementation of new policies. First, increase the proportion of claims; the second is when the cards must present a wedding certificate and Medicare card and other related documents, all of the price of the cards from the beginning to the end of your birth a child, the hospital settled with the medical center in real time, personal commitment to growth only Insurance costs are not insured. As to how the remittance of maternity benefits may still be necessary for units to come ahead, you can discuss the specific department of labor security. To see the old policy, because it is in July, before the New Deal the cards invested in June is still at the old policy implementation, some comrades may also need to understand. For instance, if you are a female, a monthly salary of 1,000 yuan, January 1, 2008 start to maternity insurance, whereby the base is 1369, and you fertile in March 2008, the end of December 2008 gave birth to a child, 2009 January discharged after hospital you want to Sign the marriage certificate (not the reimbursement of an unmarried mommy) + child certificate (generally not reimbursed Health 2 tires) + size chart + checkpoints and hospital construction and action costs of all invoices + + hospital discharge summary list of all materials submitted to these companies, they can check if you are pregnant take a 500 block, children's hospital + action when it took 2000, in general, health insurance companies can essentially among the provisions of all your claims, claims to give you the money later, including: +2000 500 inspection fee per block of inpatient surgery +1369 / month × 4 months = 7976, 1369 yuan / month × 4 months, which is specifically for the reimbursement of medical center girls perquisite. Only girls can be reimbursed to the state girls get the reimbursement of maternity insurance must be given 4 months when the average wage, so if you have children not only do not pay claims, but also can make the wages of 4 months! If you pay the base higher than wages, such as the cross is to get 1000 1369, then you have earned it. Maternity insurance to pay at least a year to enjoy, remember to memorize. There is also a problem, boys are also to pay maternity insurance, maternity insurance can enjoy? If you're a boy, your wife did not work or work units did not pay the insurance, and her children when you pay maternity insurance has more than one years, then you can be reimbursed maternity insurance, but before the case, for instance, you can only be reimbursed 500 inspection fee +2000 block half of hospital surgery = 1,250 yuan, 1,369 yuan of subsidies / month × 4 months salary you will not enjoy it! This is only reimbursed when girls can enjoy the same cost oh, girls will be skillful to take the 7976 claims, claims can only take 1,250 males, which is probably rare in China, policy. So, before the girls the best maneuver to have children about one year onward began to find a unit to pay maternity insurance, you can make it! If you wed my wife and boys, the best time to wed a babe maternity insurance have to pay for a year And the base pay is also higher than the wages of her own girls Oh! However, if it does not matter she is not insured, you can give her maternity insurance reimbursement, but you do not pay subsidies to take 4 months, and the spend of the weekly you just could get back half.

unemployment insurance,
to pay to enjoy a full year, the common pay 1 year 2 months to get, pay 2 years get 4 months, but a lifetime to get up to 24 months. Nanjing every month criterion unemployment insurance 601 yuan, 518 yuan minimum standards for urban areas. If you January 1, 2008 began to pay insurance, in January 2009 the company laid off you are, you can allow the company to get you 2 months of unemployment insurance, if you are in the year 1369 pedestal pay of insurance,PULSERA TRANSPARENTE CON FRANCIA, then you tin get at fewest 2 months more than 1,000 greenbacks or you January 1, 2008 began to pay insurance, in January 2009 and the company you compact expires, and you do not absence to revive the compact, then you can too allow the company to depart the company before you get 2 months of unemployment insurance, but also more than 800 blocks. That compact expires alternatively the company laid off, you can take 2 months a year in accordance with the percentage of unemployment to require companies to give you do, if the company does not give you do you can work to report it, a report of a prospective. But the contract did not expire if you resign yourself go, that even if you pay full 1 year are not entitled to unemployment insurance at all times his resignation, let alone pay 1 year, that is,PULSERA BLANCA CON LOGO XB, 10 years to pay unemployment insurance to resign You can not get a cent.
housing fund,
fund if you pay 300 a month, then the company has to your account each month to hit 300, you purchase a house that is 600 out. If you paid a 50,000 entire life, you account is 10 million, and such a nice thing we must not reject ah. Fund can be used to buy a house, lend, upkeep all butmething, if you can find their own family land to create a house, that money can build a house in pay from the fund if you do not have the money, when they finally retire the money seems to always taken out. When a job with a perfect insurance policy how to do?
five insurance: pension,PULSERA NEGRA CON BANDERA, unemployment work-related injuries, medical attention, maternity
one gold: Fund
payment standards: old-age (by 20%, personal 8%)
; birth (in exchange)
; injury (in exchange, individuals do not pay)
medical (10% of units , individual 2% * base +3)
1.5% Unemployment Unit Personal 0.5%)
Provident Fund (not exceeding 12% this year, the maximum not exceeding 10% in before years, individual units each half)
1. Pension Insurance namely interrupted in the medium disturb does no stuff, and eventually the total number of annuals, yet the more you pay, of way, the more pension Dora. formalities as the transfer : activity in the single transferable her employer, to the new elements to proceed above the line
2. While the need to pay unemployment insurance, but has mini to do with us (if you graduated from educate, as portion of cadres, personnel files can be saved ), to shut it does not matter, we can not get unemployment the unemployment benefits, unless the frenzy, as the cadre status to employees, according to the treatment of laborers after retirement pension. unemployment insurance only in the avenues to apply for the registration of the unemployed (personnel the identity of the file on the streets, the cadres on the personality of workers or units)
for transfer procedures: do not apply to the new unit to continue on the line.
3. health insurance is more important, prerequisite is interrupted more than three months to failure, three months after the doctor have his own pocket, minor illness does not matter, serious illness pathetic, interrupt more than three months into the new unit on another.
each have a book on health insurance , lifetime use, regardless of whether the change of units, the unit should be a definite ratio of money every month into the book, individuals may be retreated. use regardless.
each have a plan on health care is medical care of this, provides outpatient medical care costs can only be part of more than 2,000 claims, such as spent 2500, only 50% -70 reimbursement of 500% (differ hospitals, reimbursement alter), if the patient was reported to have more. doctor's time to narrate the hospital to open list of health insurance, hospital to dress.
4. provident fund unit to give you money and keep your own money to fund your account, such as the wage of 3,000 yuan, the unit gives you 300, your deduction of 300, so provident fund account should be your monthly 600 yuan, can only take once a year, go to fund centers to take, you need to buy a house or housing mend. You can take self-created or commissioned units.
for transfer procedures: first, the new unit opened account, take account to the old units, so the old units of the original account of the money transferred to your new account.
will fund units issued in June annually, per employee on the bill, show your account is now money.
In addition, every year nigh April next year is to adjust the pension Unemployment medical base of the time,
June every year fund is to adjust the time next year.
say that now on the mart retinue a number of non-standard situations
1. many units do not emulate my wages to the insurance and provident funds, such as Beijing, according to the average remuneration, the individual suffering alone. So, when looking for a job to query.
2. Now a lot of aptitude all provide old-age unemployment and serious ailment is tied, or not on, or all attach, but also in the genius it must file to the. If the individual talent to be the unit of their own money and personal money to pay, with a lot of, It is said that the minimum standards have to pay more than a thousand a month, but did not have many money to personal accounts, suggested that if relatively young, physically OK, but temporarily unemployed, do not have their hand in, and later to the unit and then on the right.
3. the wealthy can not on the pension insurance, the poor best, and that wish can be a bit of money pension. Some people say that they kept the, but the state still have protection for pensions will amplify along to the economy position .
4. Some of the units document is not in the unit, do not give, and it is erroneous because the file and the warranty is not interlocked to
5. alien accounts of the same, should give all the insurance and provident funds, and accounts does not matter the future, if go to other cities, is to corner