Business Bank financing of {hazard} control ( anal

companies have to provide nearly 3 annuals afterward the accounting firm audited financial expressions from which to grasp the 12 financial indicators:
1, the net assets and year rate of loans is no. Must be greater than 100% (the real possession affair tin be greater than 80%).
2, asset-liability ratio. Must be fewer than 70%, preferably fewer than 55%.
solvency:
3, the new ratio. In general, the larger the index, indicating that the stronger the corporate short-term solvency, usually the target of 150% apt 200% better.
4, the rapid ratio. In general, the larger the index, the stronger the short-term liquidity that companies typically 100% of the target better, be loosened for SMEs should likewise be greater than 80%.
5, certify ratio. Companies have the risk of loss should be decreased to a minimum. Generally speaking, the ratio is less than 0.5 as well.
cash flow:
6, business activities generated net cash stream should be assured, its bargains revenue in cash withdrawn from prevalence should be 85 ~ 95%.
7, enterprises in business activities in the payment of purchase merchandise,GHD NZ, services, cash rate should be 85 ~ 95%.
viability:
8, main business revenue growth. Generally speaking, if the annual growth rate of main business income of not less than 8%, indicating that the company's main business is in growth. If the ratio is less than 5%, indicating that the production ambition enter a stage of life.
9,New GHD Professional Pink Straighteners, accounts acceptable turnover rate. General business should be extra than 6 times. Generally speaking the higher the turnover rate of corporate accounts receivable, corporate accounts receivable mean accumulation time is shorter, the faster return of funds.
10, the turnover rate of deposits and loans, SMEs in general should be more than five times. Faster inventory turnover, inventory occupies the lower level, liquidity is stronger.
operating efficiency:
11, operating margin, said full-year operating income of the target level of profitability, reflecting the company's overall profitability. In general,GHD Red Styler Straighteners, the concordance should be greater than 8%,GHD Leopard Grain Straighteners, of course,GHD Hair NZ, the greater the concordance merit,GHD Hair Straighteners, indicating namely the overall profitability of the stronger companies.
12, ROE, the current should be greater than 5% of the SMEs concerned. In general, the higher the index value higher return aboard investments, the higher the level of shareholder returns.