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external debt (F4, H6)<br />The debt a country owes to foreign banks and governments which accumulates through its persistent BALANCE OF PAYMENTS deficits. An attempt to achieve economic growth in a short time period is often the cause of such indebtedness. In extreme cases of foreign indebtedness, national governments will attempt to reschedule their debts and, in a crisis, apply to the INTERNATIONAL MONETARY FUND for loans.<br /><em>See also:</em> internal debt
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<strong>M record</strong> – Modification record, a record type that may be included in unsolicited CommonLine response files, if requested. An “M record” is sent in response files to indicate status updates and changes made by a source other than the school' s CTSF (Change Transaction Send File).

<strong>NPRM</strong> – Notice of Proposed Rulemaking, an announcement in the Federal Register of proposed regulations with explanation and a specified period during which public comment is invited.

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