new griffeys 2011 In fact

IT Times correspondent Hao Junhui
Alipay recently irritated. The country is sitting on the domestic half of the third-party payment,nike high heels, "the boss",griffeys shoes, and now face a new puzzle: Lianhua OK card explicitly refused their "marriage"; partnership with Jingdong Mall into a "Rashomon"; with many banking relationships, "ambiguous", in cooperation and competition in the subtle game ... but at the same time it has always been adhering to Ma high-profile style, into the mobile payment cooperation with UC, and more than a dozen banks for payment, and so move fast to prove, "unidentified "Alipay, are caught in competing" puzzle. "
electronic business enterprise "warm welcome"
5 month,new griffeys 2011, the news broke, Jingdong Mall cooperation with Alipay reached the "end." A few days later,griffey fresh water, although both parties denied this rumor, but Alipay Jingdong Mall location has been "frozen." May 10, correspondent in Jingdong Mall "Transaction Management", select "online payment", only to see four options, "TenPay", "fast money", "remittance world", "mobile payment" And there is no "Alipay" figure. In order settlement,jordan heels, Jingdong Mall also given the list of payments not "Alipay", only when the reporter click "View Other payment platform",women griffeys, the "Alipay" only as "only" an "other payment platform." show.
Jingdong Mall on Alipays "warm welcome", and perhaps many businesses now represent the attitude of Alipay, and May 8, Lianhua OK card and pay the treasure of the "breaking up", then reveals the more dangerous signal: electric providers to self-built third-party payment tool.
non-independence of the stricken "suspicion"
"Jingdong cooperate with Alipay factors of disharmony the root cause is that the payment of non-independence of the treasure." Ereli analyst Cheng Shin treasure that.
as third-party electronic payment tool, Alipay cooperative business, e-commerce companies accounted for a significant share. However, as Jingdong Mall, all passengers in the rise of B2C electronic business enterprises, grew up attached to Taobao, Alipay, these businesses are bound to be "suspicion." The payment of those independent companies due to its complete third-party neutral, more likely to be electric commercial enterprises to accept. This is probably why the same for third-party payment, quick money,griffey shoes, remittance, etc. to the world, now is still recommended because Jingdong Mall.
rates, intense competition
5 6, led by the Peoples Bank of China led the establishment of China Association of payment clearing, electronic payments, the formation of the regulatory system, "third-party payment license," this release probably cleared the last obstacle. Dozens of the rise of third-party payment, will muddy the market.
In fact,nike women heels, competition has already begun,Nike Air Griffey Max 2, while wielding the weapon is nothing new - the "price war." According to the transaction amount charged to the co-tenants, "commission", is their Alipay the main source of revenue, so the rate appears to be very sensitive. October 2010, Alipay change its rates, from the original annual pay package to the amount of step-transaction fees. May 11, Paypal customer service staff told reporters that the annual turnover of 6 million or less, according to a commission rate of 1.2%, with turnover rates increasing and decreasing, for example, turnover of 200 million to 500 for NT $ 0.7%. "Prior to the single rate Alipay 1.5%, to step-billing, the transaction volume is not a lot of sites to reduce the threshold." A digital printing site told reporters.
However, even after the rate change, Alipay still more than other competitors,asics mexico, "expensive." Another business clothing shop owners told reporters, TenPay and quick money are the single rate of 1%, if the choice TenPay package rate is even lower. TenPay cooperation from a promoter, the reporter got this price: turnover from 3 million / year to 10 million / year, including the annual fee from 290 yuan to 40,000 yuan,silver high heels, whereas beyond the package part of the rates from 0.97% to 0.4% progressively reduced.
Cheng Shin treasure that, with the payment industry continues to mature, to pay competitive rates among enterprises, commercial enterprises and the profit level of power there has been greater pressure,black heels, in considering the cost and user experience situation, Paypal trade advantages or other form of payment to replace.
hit banks internal and external attack "
greater pressure from the banks. From April,womens jordan heels, the major bank after another announced,asics gel numbus, reducing online payment limit would be interpreted as the industry pay for the treasure, TenPay, Epro and other third-party payment platform. Although the banks deny this point, but careful people will find that banking market has been in action again and again to pay a third party.
Also in April, with the "orthodox as" natural advantages of the CUP in a timely manner on the start line and the line force, in addition to creating "CUP online store", to provide support for domestic banks and online payment card CUP line self-service payment terminals, "all the people to pay" two methods of payment, "that is, if the buyers bank card does not support the CUP online payment, then (this is rare), the next order, can go to any business in network with a full pay logo POS machines, ATM machines, self-service payment terminals, all with the support of the CUP logo debit and credit cards. "CUP insider explained to reporters. CUP has become a formidable rival payment field.
Alipay look forward to "breaking up"
face pressure from all sides, on the surface of said Alipay do not care, but it must be in the middle of merchants and banks,womens jordan heels, competition and cooperation of the subtle choice "node." After reducing the amount in the bank, Paypal and quickly announced that the Bank of China, Industrial and Commercial Bank, 10 banks in the credit card payment service for the Express, the users own online payment by credit card the amount shall prevail.
4 20, Alipay has announced the largest mobile phone manufacturers UC web browser, as the technology to achieve strategic cooperation. UC users with a browser on the phone payment, online banking without logging can be done quickly. Alipay will force mobile operators to bypass the mobile payments market.
sitting on more than 460,000 businesses and 81 financial institutions, third-party payment Alipay occupy half of the market, making it a peer can not match the competitiveness and intense competition, it faces more big challenge. Paypal, looking forward to "breaking."