Credit card users charged late fees because the ba

(Reporter Zhang Yuan) with 12 million overdraft credit card, ask for 60,000 yuan a year after the bank late fees. Card Master Au v. China Banking Regulatory Commission to allow the terms of Overlord. Recently,moncler official site, a court in a trial against Mr. Europe.
Card Master: overdraft 120,000 fines 60000

2006 年 10 months, Mr. Ou has a credit line for 12 million Minsheng Bank credit card. According to him, had been on time payments, until the financial crisis, financial constraints and other reasons,GHD IV Gold Styler, the repayment ability of the affected individual, he was overdrawn by 12 million. Last December he will be 12 million overdraft to pay off when they were chasing a late fee to be 6 million yuan.
Au that the amount of bank overdraft monthly fee of 5%, and using the compound form, the resulting high late fees. Subsequently, Mr. Ou Minsheng Bank taken to court, but the bank said the China Banking Regulatory Commission approved the constitution is based on charge.
China Banking Regulatory Commission: Office of the card has informed the constitution

that the China Banking Regulatory Commission approved the constitution against the interests of consumers,GHD hair Irons, Mr. Ou administrative reconsideration to the CBRC. Not accepted in this year after July 27, he and the China Banking Regulatory Commission to court.
court trial, the China Banking Regulatory Commission said that the plaintiff October 18, 2006 to the Office of Minsheng Bank card, signed with the Credit Card Center If there are objections to the constitution, according to the provisions of the Administrative Review Law, should be signed Plaintiffs May 21, 2010 request for administrative reconsideration was therefore inadmissible.
this regard, the Court of First Instance endorsed the China Banking Regulatory Commission said, that the plaintiff apply for credit cards, according to the application on the back of this content and related laws and regulations, the collection of fines should be aware of issues and amounts, the CBRC will not be accepted inappropriate.
at 9 o'clock last night, Mr. Au has been shut down, the reporter failed to learn whether the appeal.
■ lawyers say

Expert seminar. Lv Shi Dong Zhengwei said, credit cards, formulation and revision of articles of association shall solicit the views of consumers, while also developing projects and standards for credit card charges. Pricing of the project which should be part of the Government to implement government pricing, a commercial bank, the price should be adopted to develop their own hearings, feasibility studies, etc., to seek the views of consumers to obtain approval before implementation.
in the associations lawyer Qiu Baochang lawyers also said that although the Court's ruling rejected the claim of Mr. Europe, but the decision itself heard only on procedural issues and not authorized banks, the CBRC meaning. In addition, he also believes that commercial banks can not simply profit from a business point of view, unlimited card, lending,swiss ######## watches, called the CBRC can stand the perspective of fairness and justice, take the initiative to correct the bank's error.