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Old 05-29-2011, 07:25 PM   #1
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the new network on November 27, Zhejiang Xinhua With mortgage interest rates has raised, many borrowers choose early repayment. Recently, experts said, reduce the term of the loan repayment ahead of schedule would be more money some, but lenders should not blindly follow the crowd, there are three types of people is not suitable for early repayment. It is understood that the early repayment, there are four to choose from. The first one is the early repayment, the remaining credit time also
It is understood that the early repayment, there are four to choose from. The first one is the early repayment, the remaining time to pay off loans; the second as part of the early repayment, for the same month, shortening the repayment period; the third is part of the early repayment, reduce the monthly repayment the same period; fourth as part of the early repayment, reduce the mortgage, or shorten the repayment period.





Finally, there is shortage of funds, people with limited financial means, if you use emergency loan funds or borrow money with others to increase the risk of future life, may lose the greater.
first is to use the matching principal and interest repayment method,christian louboutin crystal, and has entered the repayment phase of the mid-consumers. Principal and interest is equal throughout the repayment period, the monthly repayment amount of the same. In the early repayment period, interest for the month took in a large proportion are of principal less the advance payment is to reduce interest payments by reducing the principal, so in the early stages of the early repayment period is also models, can effectively reduce interest expenses. If, after the mid-term repayment period, prepayment, then the repayment of principal is more a matter of fact, the actual savings on interest that is limited.
followed by the use of equal principal repayment method,supra sky tops, and the repayment period has reached 1 / 4 of consumers. Equal principal repayment method is equal to the monthly payment of principal and interest under the remaining principal. If the repayment period has reached 1 / 4, for the composition of the month, the principal began more than interest,vibram five finger flow, if this time the prepayment, then the repayment of the principal part of it is more, this is not conducive to effective savings in interest. If you enter the repayment period is late, then the more there is no need to use a large amount of funds for repayment of the advance.
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