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Reprinted from 332798950 at 23:46 on October 25th, 2010 Read (loading. ..) Comments (0) Category: Personal Diary
from 1 January 2010,
air max 95 通販, the basic pension can be transferred across provinces; July 1, the However, the New Deal came out, Guangdong, Dongguan, Foshan, has set off a wave of surrender. The reason must be at least 15 years of accumulated pay only for the retirement pension provisions, for many migrant workers is difficult to achieve, This time gave birth to In fact, the social security system
old-age insurance: Payment can not be less than 15 years, pensioners
Payment Standard:
social security pension insurance contributions paid by the units and individuals. The general ratio of the current payment, the unit for 20% of total wages paid and the individual pays his salary to 8%. All urban enterprises and trade unions are required to pay the basic old-age insurance.
you can not do:
1, only old-age insurance paid for 14 years can receive pensions?
not. Prior to the statutory retirement age is required to pay at least 15 years to have accumulated pension eligibility. If the retirement, the accumulated contribution years less than 15 years, the money in personal accounts will be liquidated, be returned to one individual. This money is only the amount paid by the individuals, and units with a small part of the payment. Or choose to pay less than the number of years should pay the cost of a one-time to receive the pension. In 2007 , Guangzhou, for Ms. Gao, 50, in Guangzhou, Foshan, the work of the two, Guangzhou, Foshan IESS identified Ms. Gao's contribution years in the problems, pay less than 15 years of age, can not apply for retirement. Ms . IESS after the high court, this can be a pension.
2, the company paid pension insurance, individual can benefit?
benefit from a smaller range. The money paid by individual personal accounts, the unit will pay most of the included co-ordinating fund account. The amount of retirement pension, the main part with personal accounts has a direct relationship between the co -ordination unit included paid by co-ordinating some of fund account, the relative share equally in the hands of all pensioners.
3, pension insurance is paid twice as much to others, and pay the same period, the pension can get twice as many people?
not. The number of monthly payments and the pension amount is not doubled the number of relationships. Basic pension and individual pension accounts by the transfer of parts, the basic pension through the In general is not based on the difference between pension. For example, the monthly salary of 5,000 yuan and 2,500 yuan two, this standard they pay the same 40 years after retirement,
Da Ai - Qzone log, the two money in individual accounts are about 20 million and 10 million. Retirement year, the two basic pension of 1,000 yuan are calculated, and that the former pension of about 1000 +1600 = 2600 (yuan), while the latter was 1000 +800 = 1800 (yuan), the former not the latter twice.
4, I have 8 years of retirement, pension provinces now allow the transfer, whether to retire after Beijing for 8 years and enjoy a higher pension base of Beijing? Can not. Although a number of cities to pay the pension can be combined into a city. But because different parts of the basic pension,
nike air max plus 2009, the new policy on transfer of pension insurance limits the number of years made: the age of 50 years of age men and women over 40 years of age inter-regional mobility of employment , in the new insurance to pay only the establishment of a temporary pension insurance accounts, retirement, temporary accounts of the money will return to the original insured land. Therefore, only in the new insurance to pay for 10 years to retire in the local.
5, leaving a city, the individual endowment insurance account for the money out, whether the total payment period?
not. If you leave a city, it will be out of money in the account, that is for liquidation, the account is canceled, the accumulated contribution years during this period will also be cleared, not included in total pay period, it is not worth the money out of. Introduction of new pension provisions will no longer allow surrender, and Dongguan, a
health insurance: to stop payment no longer enjoy medical insurance benefits
Payment Standard:
active employees by 2% of my wages to pay; employer units by the total wages of workers working 8-10% pay, the proportion of different parts; individual workers uniform monthly payment withheld by the employer payment.
you can not do:
1, after payment of health insurance for many years, 1 month ago laid off, and now can enjoy the health care is sick?
not. And the accumulation of pension insurance system is different from the implementation of China's basic medical insurance, Insured persons who pay no matter how many years straight, once the stop payment, will no longer enjoy medical insurance benefits. Such as the unemployed will not enjoy basic medical insurance, individual medical accounts if a balance can be used for outpatient and emergency medical care and health insurance pharmacies designated, the money is used up.
2, the replacement work, Medicare stopped paying for 4 months, just for the new unit has been re on the health insurance, can enjoy the health insurance if sick?
most areas can not. Different parts of the provisions of the present,
One is because of you, so I exist., such as the Beijing area, regardless of whether the Medicare payment interruption, as long as the re-payment, monthly payment into effect next month. The majority of areas such as health insurance pay a break, once again the insured must have six months observation period, in this period of major diseases can not be reimbursed. The upcoming July 1, 2010 implementation of the new regulatory requirements of health care inter-provincial transfers, inter-provincial employment must be within 3 months of employment to the new renewal, re health insurance, the subject to local regulations, and most areas are located 6 months given the
3, units of health care costs paid by the individual can directly benefit?
not. Individual workers basic medical insurance premiums paid by my personal account, the unit most of the premium paid into the pool fund. Medical insurance system for workers younger companies, and more expenses than income for the state, and some old enterprises , for retired workers, older workers are more relatively high reimbursement of medical expenses. In other words, young firms can suffer the aging of the enterprises are more cost effective.
unemployment insurance: the dole can not exceed two years
Payment Standard:
you can not do:
1, I have recently resigned, the company has to pay unemployment insurance for me, if I do not work recently, can receive unemployment insurance?
not. Required to receive unemployment benefits as If it is personal and subjective decision to resign is not eligible for pension conditions. If it is to be laid off, and accounts not in the city, most of the provinces who do not pay unemployment insurance,
エアマックスプラス360, foreign residence, need to household registration procedures back to the dole.
2, unemployed, could have been the dole?
not. Receiving unemployment benefits in the total number of months and years of continuous payment on consecutive pay less than 1 year 2 years 3 months to receive unemployment benefits; consecutive pay more than 2 years under 3 years, 6 months to receive unemployment benefits; consecutive pay more than 3 years less than 4 years, 9 months receiving unemployment benefits; consecutive pay more than 4 years under 5 years, receiving 12 months of unemployment benefits; consecutive pay more than 5 years, according to additional month for each year of unemployment benefits, but no more than 24 months. In addition, the unemployed back to work again after the unemployed, and paid time to recalculate.
3, if never received unemployment insurance, retirement pay unemployment insurance can be returned?
not. All included in the unemployment insurance premium co-ordinate funds for payment of unemployment benefits, are no longer returned to the payers. The nature of commercial insurance with the insurance consumer in the same.
maternity insurance: foreign accounts are not entitled to maternity insurance
Payment Standard:
maternity insurance paid by the unit, the amount is generally 0.8% of personal monthly income. Including maternity leave, maternity insurance, maternity benefits and medical services. Maternity leave is generally 90 days plus 30 days late childbirth, giving birth plus 15 days, a child of multiple births increased by 15 each day. Cost of maternity benefits, including prenatal, delivery costs, wages during maternity leave by the co-ordinating the Fund, not the burden on enterprises.
you can not do:
1, employed in foreign accounts can enjoy the maternity insurance?
not. Currently, the provinces were unable to enjoy the growth of employment insurance, only those with local accounts or apply for a
2,
エアマックス レッド, paid maternity insurance for many years, has quit to have children, can enjoy the maternity insurance?
not. To enjoy maternity insurance must have two conditions, one time payment of maternity insurance accumulated over one year (a slight discrepancy in some areas); Second, during the birth must be in working condition, and continue to pay the cost of maternity insurance. If you have already resigned, will not be able to enjoy the maternity insurance, even after many years paid maternity insurance.
3, male staff can not pay maternity insurance? If the man did not have maternity insurance woman, whether related to cost reimbursement?
not. Maternity insurance is compulsory insurance, as long as eligible to be insured, and pay until retirement. Male employees also need to pay maternity insurance, maternity insurance if the woman does not, it can not reimbursed for check payment and delivery fees and so on, the man can only enjoy one month's childbirth allowance, equivalent to one month's full pay wages.
injury insurance: identify occupational diseases can not only test results
Payment Standard:
monthly base rate revenue for the staff uniform to about 0.5%. The employer of an accident occurs in the basic rate, based on a floating rate, the maximum monthly income of not more than 3% of employees. Do not have to pay personal injury insurance, paid by the employer.
you can not do:
1,
エアマックス95 イエロー, work at the computer for long-term risk of cervical disease, and a hospital examination results, whether to apply work injury insurance?
not. Occupational disease is work-related injuries, but the general hospital of the test results alone is not enough, the social security institutions need to identify the designated medical institutions, is divided into 10 work-related injuries, according to the level of injury to enjoy the benefits. In 2009, on suspicion that he had won diseases - Zhang Chao migrant workers pneumoconiosis, it is not an occupational disease recognized accreditation bodies and ultimately had to use
2,
ウィメンズ エアマックス, hit by a car on his way to work can be identified as work-related injuries?
it remains a work-related injuries
range, but there are new draft, proposed to be hit by a car on his way to work to remove from the work injury insurance. In this connection, there are a lot of controversy. Support the deletion of those that have third-party motor vehicle liability insurance, which is repeated injury insurance, the implementation of regional policies are also different. A regional implementation of double damages, which bruised his way to work, which claims to enjoy the third- party liability insurance, but also enjoy the work injury insurance claims, and the difference between Beijing and other areas of compensation is implemented, the two overlapping part of the insurance reimbursement only once.
fund: shall be paid for at least 1 year before loans
Payment Standard:
enterprises according to their actual proportion of the housing provident fund contribution. Currently, Beijing unified regulations, all employers of 12% of salary to pay for the housing fund.
you can not do:
1, provident fund money in the account can not be taken out to pay the down payment, pay the rent?
not. Extracted according to the provisions of Provident Fund, deposited in account balances be withdrawn upon the purchase, these funds should be given priority for repayment of the loan fund. For the has lost its purchase contracts, invoices, real estate license , deed and a series of votes in the protection of legal documents, and evidence extracted by the other, cheated fund will greatly improve the chance to mention. Starting from April 2009 to purchase affordable housing, the Beijing housing provident fund deposit limit who can enjoy the reserve fund to pay back the principal down payment policy. However, the implementation of this policy has been 5 months, can enjoy this policy, successfully extracted before the purchase fund of the public is very small.
Currently, the city had also been reformed to allow withdrawal of the fund used to pay the rent, but with a fund to pay the rent subject to strict procedures, such as rental contracts, rent for the record, etc., which relate to the landlord to pay income tax problems, leading to very Few people pay the rent for Provident Fund.
2, do not buy a house would be difficult to withdrawal of the fund, if my boyfriend to buy a house, Can I get out of this fund?
not. Only one spouse can extract the other side of the fund to buy a house (in some areas to allow extraction of immediate family fund), but his girlfriend does not belong to immediate family members, can not be extracted. If you have not buy a house, can only wait until the liquidation of retirement accounts, all of the fund will be removed. Currently, a large number of housing provident fund policy is not flexible due to accumulation. As of the end of 2008, the National Housing Fund total over two trillion yuan deposit, deposit balance of 1.2 trillion, only 40% utilization rate.
3, there have been interrupted fund, or now stopped payment,
Chocolate girl praying Pirates 3 Fire Dragon episo, whether provident fund loans?
not. Once the stop payment of provident fund, you can not apply for the loan fund. Provident Fund Provident Fund loans must pay more than 1 year continuously.
the social security system
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