[ migrate ] automatic assurance Raiders , lawyers

[Transfer] auto insurance Raiders, attorneys suggested blood, drain the insurance company final drip of blood! Reprinted from barefoot seraphim are reproduced in at 14:16 on March 21, 2010 reading (1) Comments (0) Category: Personal journal reports obscure provisions of the insurance company, this treatise teaches you how to in simple terms and Insurance Company deal!
(a) of the car damage, third party
(b) 丢车
(c) collision
(d) claims
insurance policy refinement solution (a) - vehicle damage, and the third Let's first speak about who the most momentous
Che Sunxian and liability insurance.
Che Sunxian and liability insurance, vehicle insurance, basic insurance, the main amends because the detriment of the assured vehicle and the vehicle in use at the assured losses in a third celebration!
you probably think even the loss of vehicles due to natural disasters, insurance companies are also not wrong according to compensate!
words of the half, most of the losses caused by natural calamities are lost, and only, except as - earthquake! ! ! !
Case 1: If your car had the glory to be creating in the earthquake hit it, ha ha
our approach: a few days after the earthquake, etc. to apply for state compensation
precarious condition: probably deserving to walls relaxing caused by the earthquake, eventually fell in 1 day (not to advert the precarious condition of the earthquake) ★ ★
Case 2: If your brakes in a car, the car's windshield, causing stuff flew to destroy the glass. You say?
you genuine on the insurance company said: . . . . . . . . . . Members of the claims will be pointed to his mouth: A fribring ... to an end the steel hand skill practiced braking crashed the windshield, ok!
Remember, items inside the car hit by the loss underwent, the insurance companies do not lose it! ! ! ! ! ! ★ ★ ★ ★ ★
Case 3: If you in the trailer collided with another car when the
our approach: bypass the truth that there is something dangerous condition
statement: Do not mention you or by others in the towing vehicle towing, or if you have responsibility for the accident, the insurance companies will not pay ★
Case 4: If you are in an accident, broke his own on the glass, the glass and no insurance, you will be the insurance company claims?
to find somebody not on the glass insurance claims work? ? ? ? ? ? ? Line, the absolute risk of the line is the full label
glass: glass breakage alone, is the use of stop and damage caused by the glass, and glass damage caused by the accident should be responsible for Pei Fu Che Sunxian
If you are not on the glass insurance, when you find yourself up in the a.m. the car glass do not know which bastard was broken, and how to do it? ?
Oh, the age strategy of driving --- while the brakes caused is the mistake of the brain! (Remember to detect a altitude of about the same friends as a safeguard ah), if it is on the side of the cup is broken, hit his brain when he said a good spin, and Oh! ★ ★ ★ ★ ★
Case 5: If your car crash, broke a mini light, you how to do it?
to find an insurance company, he definitely did not challenge not pay you, then you earn? ? No, you are probably sacrificing the
not understand? ? Tell you about always hazards of each vehicle between the 2500-5000 (too good a car, you are considered on their own, my math is not good), if you are not in the one-year duration of insurance claims, you will be in the next got in 10% of the time insurance no demand premium, this list You do the math, if the number of claims is too small, hey, so forget it. . . . . . . . ★ ★ ★
insurance policy refinement solution (b) - 丢车
I would like this document to Diuguo cars and may 丢车 friend!
vehicle parking and use of the process will inevitably make people anxiety about things, which is the most unfortunate thing 丢车, but, if you do as I say, your loss will be diluted to a minimum .
1st remember my 1st see, there is no assurance ashore the conveyance Daoqiang Xian.
What, no? That you think it bad fortune, Hanako is of no use to me, if you purchase a bar on the Daoqiang Xian
, first of all, I ambition to bless you, your losses can be minimized, but, be careful ah! Then you must do is Bijin your mouth, the sense of perusing my post, otherwise you will apologize it!
Case 1: Daoqiang Xian stipulates namely the insured loss of driving license, car aboriginal receipt, certificate of surcharge increase of 0.5% each of the perfect deductible. Lost motorcar keys, the total increase of 5% deductible. These provisions in the insurance plan using the lightest color publish, do no believe that you tin take a closer look by list, naturally in some inconspicuous corner can be base in this corridor.
So whether you have a spare key had been lost, or you are to start running in the car with a key, please remember to forget it, otherwise. . . . . . Loss of 5% against your own set it!
Case 2: If your car pay parking lots or mercantile repair shop in the stolen, the insurance company liable for it?
respond is: do not lose! ! Because these places the responsibility on the vehicle is kept in custody during the car damage caused by improper care administrator, lost, and the depository ought be held accountable. Insurance company is not responsible for compensation.
Therefore, the correct way is to look for parking lot claims, so every time I remember stopping parking invoice ah well received, notwithstanding the loss of the above printed matter, but according to contract law provisions of the contract on the format, which is a single avoid his responsible side! You may rest insistent that he told a good striking, Oh, give you a good news has yet been won this case, the abduction of the case to shove the rule of the case after the case to trial in accordance with this determination, ha ha!
Case 3: If you, your friends car park is open, or you find out from the side to the parking lot can not furnish to Peifu your car, you can consider a change 丢车 site? Haha, I did not say ah
Case 4: Again, if you are a employer, for some of the problems on the account writing and friends fall out, and your friend is a villain, he secretly to steal your car, you guessed would be his act, you will find the insurance company to recompense it?
narrate you, the insurance company are not liable for compensation. Because of provisions: the insured person and others in civil, economic disputes Erzhi vehicle was robbed,Womens Lacoste Observe Trainers, stolen for the exclusion of liability.
So, you can forget your big economic disputes instantly to the public security bureau, remember, do not mention that out of your guess, otherwise you will drag the fiscal problems came to China, the efficiency of the court, you Within about six months out of the car had hit!
Case 5: If you just bought a new car, on the whole risk, but did not have time license (now the traffic control regulations: inspection 15 working days after the license plate be brought), the insurance after escape from danger is responsible for compensation?
not responsible for compensation. Because the dangerous condition, the insured vehicle must have two conditions, one insured vehicles to traffic management department of public security issued driving permit or license plate, the second is the provision of traffic management during the period of the public security department of inspection. But in general,Lacoste Protect Laser Trainers, by special concert before the government essential the insurance department under the number plate issued after the inspection of new vehicles will be responsible for the Che Sunxian family and liability insurance. Therefore, the compensation charge 丢车 Daoqiang Xian has not entered into force, indeed, you will not get compensation.
seems to alteration if you are not relied on guts about lost time, buy a new car even if given away! I did not say everything then ah
Case 6: If your car retrieved, the insurance company how to deal with compensation?
rapine insurance vehicle was recovered, if the insurance company has not compensation, should the vehicle be returned to you, but during the whole car was robbery, the vehicle suffered damage or vehicle parts, loss of ancillary equipment needed reasonable costs of mend, the insurance company to pay compensation. If the insurance companies have compensation, should be returned to your vehicle, while the corresponding recovery of reparations. If you do not want to recover the original car, the vehicle owned all the rights and interests of the insurance company.
insurance policy refinement solution (c) - Crash
I would like this document to hit a car and could crash a friend!
at all times the crash, the insurance company now lost it? Of course not, as long as you carefully look at the hands of the policy benefits Disclaimer understand, insurance companies have a lot of things that do not pay it, attempting to lessen the loss, or come to me, ha ha!
Case 1: Suppose you are a novice, just take a car (of course, opportunities are the rental car), on the road Lianju time to hit your sibling, you know this car have liability insurance You will find the insurance company claims?
Answer: If you work, you're crazy, the insurance corporation will kick you kicked out, and why? ?
First, you have to know what is liability insurance, full name: third party liability insurance. (Third Party human may not attention, Oh)
then what is the interloper?
manner any third party insurer and the insured in counting, because the insurance vehicle accident caused the insurer to persons or property under the vehicle suffered damage to the victim under the car. Popular third party is eliminated from four kinds of people talk about: the insurer, the insured, the vehicle driver when the accident occurred and their family members, the insured person's family members.
now know that you for a driver at the time, hit your household, insurance companies, instead of losing, well, you know how to do it!
what? Do not know? Mad at me, do not crash, dissimilar driver finished Well, really, what I say out of harm
Case 2: If you were fortunate enough to hit his car, and it is your responsibility to the whole, the court sentenced you to compensation You vouch to pay compensations each other's economic loss, mental damages, disability damages. . . . How do you deal with it? ?
also how to give money for it,Lacoste Zepher MR2 Trainers!
erroneous! ! ! ! ! ,Lacoste Tennis Trainers! ! ! ! ! ! ! ! ! ! ! !
you should consult the other family members, and increase economic damages and loss of paralysis compensation, minimum compensation as distant as possible the spirit, not of course, the better.
Why? You asked me why? This is not for six sheep, five horses
Well man, you are wrong, the insurance company is not fully unconditional commitment ', the insured measure of compensation shall be paid according to law', but according to provisions for compensation. The proviso expressly provides that an accident caused by insured damages of whichever spirit for the exclusion of liability. Therefore, regardless of whether the court should be insured compensation for mental damages, the insurance companies are not responsible for compensation.
understand? ? Other insurance companies pay for you, regardless of spiritual loss may, accordingly, favor to give each other money, they should not agree the spirit of compensation, in short, the insurance company of generous outlay Bai, Ha ha!
Case 3: If You're providential enough to crash, this time is not your responsibility, and the other party do not want to lose money, you can find an insurance company claims?
Answer: Yes, but you must first third-party claims, we can be an insurance company. If you give up claims to a third party the right to claim directly to the insurance companies, insurance companies do not pay. Because you give up the rights to a third party resumption, while also giving up the claim to the insurance company's rights.
So, remember, remember, we must go first to pay the additional party, it is best to enforce a tribunal proved unsuccessful, then you can look confidently to the insurance company, leaving them neat up the muff antagonism the go, Who they are received each annual so numerous of your insurance also!
Case 4: I remember accustom to have a bad driver under the directive of jc, crashed into the escape of criminals is the result of two cars collided, and what is a Cana, the insurance company will pay him?
course not, expressly written in the insurance provisions, the driver's intentional doing is not compensable, we can only nail the car yourself:
So, whether you do not have the economy capacity of the hero ahead the Oh, to calculate about! ! !
insurance policy refinement solution (d) - claims
★ Insurance Case I: (must-see, as you've probably not listened of.)
dx altar in a renowned friend lost a car, has been full insurance, my insurance company claims, failed, insurance company exclusions reasons: to retard Vehicle Administration, this car is not the annual inspection.
Case Study: Insurance Company action meantime, very rational, also in agreement with the provisions of insurance contracts: insurance is merely effective on the passing vehicles, the vehicle can not be disqualified annual inspection of vehicles, even now no material how good your livelihood useless, the result can only be lost pearly cast, yet also on the pearly on the insurance, the insurance cash merit at the most behind.
Case Conclusion: your car, be sure to schedule the yearly inspection, after the enhancement must not, otherwise, nice things small, exclusions big entity, this time even now a third party losses occasioned by vehicle events, ambition too be your own duty , White bought the insurance:
case solution: schedule the annual inspection, even a daytime, nor night;
If it happens, unfortunately, must remember that do not report to the police as soon as possible to spend money to inspection programs procedures for reporting claims and then filled!
Sorry, just a explode of dizziness, I did not say? Said is nonsense
★ Insurance Case II:
and the same, without making the driver surveyed the note, and you steer all the problems occur, the insurance company is not responsible for compensation, for causes similar to the before example , will not go into details.
★ Insurance Case III:
This is a frequently queried question: I equitable bought the car, not on the license, the insurance is telling
explained:
dangerous condition of the vehicle, the insurance vehicle must have two conditions, one must have the insurance of vehicles issued by the government of public security and traffic driving allow or license plate, the second is the provision of traffic treatment during the period of the public security department of inspection.
but in general, by special provisions of the compact, the insurance must be issued after the inspection of fashionable vehicles number panel could be responsible for Che Sunxian and liability insurance.
So, when your car is lacking even luck, gradually getting hit pretty people make do with the insurance company gives you wore, it is now clear of it!
★ insurance claim testify principles: (because there are n people ask this question, so here to make a solution)
insurance claims after midnight several locations
1, episode to come forward by the traffic team to solve the
punishment issued by the traffic team single or mediation, the court decisions, judgments can be used.
so that the substance is absolutely, definitely the course the insurance company the green light. Well, rest guaranteed that the claim
2, in the area of a major accident
accident: the car damage is serious, or to open to traffic team proved too much trouble
general cut rub: the certificates to the community property, because often suspected, the general is also very troublesome
Therefore, the best roads in the metropolis on the Times report,Lacoste Arin Patent Trainers, or --- annihilate you!
3, minor accidents on the road, including stopping the cut rub
(such incidents occurring up to the altar in the dx)
such need to prove the principle is: if a third party
involving a third party Peifu, or necessitate proof of traffic team.
accident between the parties, such as a break, you can clarify in the claim: accident third-party self-study and self-blame by Che Sunxian the claim if the insurance company to transport teams to open your certificate, you must have to bite the Do not let go,Buy Lacoste Trainers, say no to baby away, and Insurance companies generally will not be too seriously. You must promise to open the show blame I did not remind you that you ran away, uncertain enough money to pay the fuel money!
4, the back of people hit by another car if
after causing car to escape, incapable to find;
situation is more solemn distress, through the traffic team to resolve, by the insurance company subrogation ;
not serious, it is best to resolve the claim to self-blame, and claim to be in a sticky note if the other car body draw, and the instruction of collision, must defend itself, or you miserable!
Last caution you dx: the reporting of cases must be reported within 48 hours, or they may directly be exclusions! ! Remember, remember, do not have to say among 48 to 48 ah.