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that stay, the extraction ratio of bad debt reserve, such as listed companies in China's current accounts receivable bad debt reserve ratio to 9% of the extraction, ie: accounts receivable balance at 9% Provision for bad debts, extracted into the current profit and loss reserve. Bank loans that may occur to stay, bad debt reserve, the bank prudence against the risk of a test filter, is also a response to the authenticity of a quantitative performance indicators.
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About About types affect the international financial crisis, the countries are to strengthen the supervision of commercial banks. Although regulators interested in provision of commercial banks in 2011 increased to 2.5 percent target rate, but the need to communicate and the Ministry of Finance and the Bank, taking fully into account the actual situation of China's banking sector, and then determine the rate of provision of regulatory indicators specific values. This ratio should be as low as possible, the higher the profits less losses reaction; higher the ratio the greater the risk, the greater the loss the smaller the profits. Provision for Loan rate low level of risk should not be too low leading to lack of provision, inflated profits; of provision can not be too high leading to excess profits virtual drop. The reaction of the macro indicators of bank lending risk and socio-economic environment, integrity and other aspects of the situation. Provision for Loan rate low level of risk should not be too low leading to lack of provision, inflated profits; of provision can not be too high leading to excess profits virtual drop. Bank loans that may occur to stay, bad debt reserve, the bank prudence against the risk of a test filter,
Nike Dunk SB High Heels, is also a response to the authenticity of a quantitative performance indicators. The reaction of the macro indicators of bank lending risk and socio-economic environment,
Nike Dunk SB High Heels, integrity and other aspects of the situation. Semi-annual report data show that the end of June, ICBC, ABC, BOC, CCB and Bank of provisions to total loans ratio was 2.39%, 3.15%, 2.26%, 2.49%,
Nike Dunk SB High Heels, 1.97%, only ABC high at 2.5%. Small and medium sized listed banks, except Huaxia Bank and Bank of Nanjing, the ratio was 2.49%, 2.15%, other banks have less than 2%, Industrial Bank only 1.37%. The international financial crisis, countries are strengthening the supervision of commercial banks. Although regulators interested in provision of commercial banks in 2011 increased to 2.5 percent target rate, but the need to communicate and the Ministry of Finance and the Bank, taking fully into account the actual situation of China's banking sector, and then determine the rate of provision of regulatory indicators specific values. Type of general provisions (also known as general reserves) to cover losses not yet recognized the possibility of the provision. Mainly used for cRed Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011it card advances, discount, bankers' acceptances advances, letters of cRed Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011it advances, guarantees, advances, access to financing, placements, accounts receivable, investments (including equity, debt), etc. Provision for Standard Bank in principle, should not be less than the balance of risk assets, end of 1%. Special provision (also known as special preparation) is defined as According to the People's Bank whether provision is made by the bank's discretion. Special provisions (also known as special preparation) is for a country, region, industry or a certain type of provision for cRed Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011it risk provision. Different types of loans by the bank under a special risk situation, risk of loss probability and determine their own historical experience. Affect the provision or the provision coverage ratio means in order to prevent the occurrence of non-performing assets ratio of the amount of preparation; actually spent, the extraction ratio of bad debt reserve. Provision is the provision coverage ratio. Is a measure of commercial banks' bad loan losses, bad debt reserves an important indicator of adequacy. Banks as financial services, business risk business, its survival and development and sound operation of the premise and the key is to take it all risk of loss can be compensated and digestion. Expected losses which must be included in the form of provisions for prudent bank operating costs, and loan pricing of financial products in the price or compensation, rather than the expected loss of capital banks need to be coveRed Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011. Because of this, as well as non-cRed Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011 Ken Griffey Jr Shoes 2011it assets, the loan loss provision is full, the capital adequacy ratio to meet regulatory requirements, it becomes a measure of the ability of banks to withstand financial risks, an important indicator. Governor Zhou Xiaochuan made a vivid metaphor, he believes that After promising not allowed equal treatment of disease and medicine, thereby delay the healing of the opportunity. In fact, the provision of the role is a true reflection of the fair value of assets. Provision for profit or fees in real terms depends on whether the provision to make up for possible future loan losses, provision for profit is not sufficient under overvalued. For current commercial banks, most banks are special provisions may be insufficient to cover future loan losses, it is necessary to establish the appropriate provisions to ensure adequate provision for the system to improve the bank against risks of bad loans, and ensure real profit basis. Provision is the bank used to smooth earnings for each year the level of the reservoir, increase operational efficiency of the provision to raise the level of provision, operational efficiency falls through the release of provisions to maintain the level of profitability. Bank the amount of provisions for doubtful how much the total provision for bad loans and total loans is a measure of the level of coverage of the economy banks respond to changes in asset quality caused by changes in the ability of an important basis. All in all,
Nike Dunk SB High Heels, provision should be as low as possible rate, the higher the profits less losses reaction; the smaller the greater the loss of profits. Provision for Loan rate low level of risk should not be too low leading to lack of provision, inflated profits; of provision can not be too high leading to excess profits virtual drop; should be pre-provision profit (profit before provision refers risk reserve not less profit it is equal to the net profit and risk and reserve.) and profit after provision for comprehensive evaluation and assessment. In the management, taking into account the efficiency and quality, accelerate the development and risk prevention, short-term and long-term interests, to improve to enhance practical ability to resist risks. Further reading: 1
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