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<strong>Cost less aid</strong> – A figure calculated by deducting all financial assistance the student has been or will be awarded for the loan period from the cost of attendance for that same loan period.
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<strong>CDR</strong> – Cohort Default Rate. As defined within 34 CFR 668.181</strong> – 668.198 (subpart M), the percentage of Stafford Loan borrowers who default before the end of the fiscal year following the fiscal year in which they entered repayment on their loans. The U.S. Department of Education calculates this rate annually for each school participating in the federal student loan programs. The most recent period for which final CDRs have been published is 2004. Schools may also obtain their draft CDR for 2005.

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cheque (G2)<br />A written instruction for transferring a bank deposit from one person to another. In the nineteenth century, the cheque gradually replaced banknotes and BILLS OF EXCHANGE as a means of settling claims. Today, cheque cards have made the cheque even more acceptable. The usage of the cheque for moneta ry transactions varies from country to country, being especially popular for non-cash transactions m France.<br /><em>See also:</em> debit card; eftpos

churning (G1)<br />1 Cancelling an existing insurance policy and purchasing a new one as a replacement.<br /> 2 Frequent changes in a portfolio of securities. Commission-hungry life insurance agents and stockbrokers often propose a rapid turnover of this kind.
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marginal social cost (DO, QO)<br />The extra cost to society of one unit of output.<br /><em>See also:</em> externality; marginal private cost
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